Ray Tweedie
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Ray was extremely responsive to all aspects of the loan process.
Ray was accommodating, extremely responsive, and very courteous. That's everything you want in a mortgage finance professional.
From the moment I spoke to Ray things were easy and stress free. Response to every question and concern was immediately answered. It felt like I was part of a family.. I will and have been telling everyone about Ray and WaterStone Mortgage.
Great lender and Ray was right on the ball!
I've had the pleasure of working with Ray and his team on numerous deals, and their professionalism and dedication consistently impress. Ray not only brings expertise and attention to detail but also genuinely cares about his clients' needs. It's always a great experience collaborating with such a reliable and client-focused mortgage professional!
Ray and his team provided truly exceptional skills and service and the right solutions for my situation. Highly recommend!
Ray Tweedie and the entire team at Loan Depot were a pleasure to work with. I've worked with Ray many times and he always makes me feel like I'm his only customer. I'd recommend him to anyone!
Ray is very knowledgeable for anyone looking to buy a home and extremely helpful throughout the entire process. He is a quality person and professional. It is rare to come across somebody like Ray.