Nick Sosa
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Lo que la hizo tan buena fue la atención y acompañamiento y aclarando siempre mi pensamiento fue una experiencia maravillosa que va ser inolvidable para mí y voy tener el placer de recomendar familiares y personas amigo de mi entorno ha que puedan tener su casa al igual que mi persona.
Excellent service, transparency, and very professional.
Muy professional, muy bueno explicando todos los detalles yo lo recomiendo al 100%
Everyone involved in every aspect was fantastic.
Excelente gracias bendiciones
Super Excelente today la ayuda y apoyo estoy muy satisfecho con su trabajo, lo recomiendo a ojos cerrados gracias.
Muchas gracias nick Sosa por su ayuda y exelente service estamos mas que agradecido por estar siempre pendiente de nosotros mi Esposo y yo le deceamos Lluvia de bendiones
Thank you for your incredible attention and advice.
everything was very clear and he was always available to answer any question thanks
Muy amable
Fue exelente Gracias Nick
Tuve una excelente experiencia trabajando con Nick Sosa durante todo el proceso de compra de mi propiedad. Desde el primer día fue claro, profesional y muy accesible, explicando cada paso con paciencia y transparencia, especialmente cuando surgían dudas sobre números, documentos o tiempos. Nick siempre estuvo disponible, respondió rápido y nos dio tranquilidad incluso en los momentos más estresantes del cierre. Se notó su experiencia y su compromiso genuino en ayudarnos a lograr el objetivo de cerrar exitosamente. Gracias a su apoyo, el proceso fue mucho más fluido de lo que esperábamos y hoy podemos decir con seguridad que tomamos una gran decisión al trabajar con él. Lo recomiendo 100% a cualquier persona que esté buscando un loan officer confiable, honesto y eficiente.
Every question that I had was answer.took the time to explain.very professional people. like the experience i would recommend you to others.
The attention they have with their customers and their kindness to any concern or question.
He is very professional and helped us a lot.
I've got the help I needed and all the questions I had were answered . Nicolas Sosa was of great help on explaining to me the loan process from the beginning to the end. Thank you!