Ryan DiPietro
Branch Manager
NMLS #98792
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Expert guidance through the home buying process
Refinancing Options
Solutions to lower your interest rate or monthly payments
Personalized Consultations
One-on-one meetings to discuss your financial goals
Loan Program Guidance
Detailed explanations of different loan programs available
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
We volunteer, sponsor local events, and support programs that strengthen our community.
Local Food Drives
We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Youth Sports Sponsorships
We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Explore Your Loan Options
From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Find the Right Home
With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Apply and Submit Documents
Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Processing and Underwriting
Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Closing, Getting Your Keys, And Beyond
Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
Real Stories from Real Owners
Ryan is a personable and very knowledgeable lender. He guided me through the entire process of purchasing my new home and he was always available to answer all my questions. His advice was needed and very much appreciated at every step along the way. Thank you Ryan for everything!!
Linda Evans
Summerville, SC
March 17, 2025
Ryan came very highly recommended and after working with him, I can see why. He is knowledgeable, competent, understanding, and patient. I have some speech difficulties due to a stroke and he was really patient and compassionate towards me. It also felt like he had my best interests at heart and looked out for me. Working with Ryan feels like getting help from a family member, and he made himself available to answer questions at all hours. He explained everything clearly in plain English. I highly recommend him and I will use him again in the future.
Darius
Enfield, CT
February 23, 2025
Ryan was amazing! We would have lost our house that we loved, if it weren’t for him coming in and taking over the loan. We highly recommend him for ALL your lending needs. Thanks Ryan for everything.
Jenniferdusseau3
Erie, MI
February 19, 2025
I am very grateful and appreciate everything that Ryam has done as a lender made a loan that seemed impossible Ryam made it possible, by side of that he managed to get me credit with the seller, I really recommend it with my eyes closed I can never have gotten a better lender than Ryam
Claudia
West Warwick, RI
January 16, 2025
He was wonderful and helpful to me through it all. Very noticeable and professional throughout the process . He knew every thing I need to get this done.
Ggreski4
Lexington, SC
January 16, 2025
Ryan was awesome to work with. We needed to move fast and we had some quirky aspects to our process and he was super responsive to my one million questions and able to offer options. Usually the mortgage process is a headache but Ryan made it absolutely seamless.
Jennifer F.
Charleston, SC
January 15, 2025
I had the pleasure of working with Ryan as my mortgage broker. Right from our initial meeting, Ryan explained all of my options in detail, answering all of my questions. He was always available to provide guidance, whether through emails or phone calls. He understood my financial situation and tailored the mortgage options to fit my needs, finding me a competitive rate. Throughout the entire process, Ryan was proactive, keeping me updated on every step and making sure I understood what was happening. The closing process was smooth and quick. I highly recommend Ryan to anyone in need of a mortgage broker—whether you're a first-time homebuyer or refinancing, you’ll be in great hands.
Lori F
Portland, CT
November 18, 2024
I used Ryan DiPietro and Tina Bentley with Texana Bank for refinancing our mortgage loan. This loan was closed in record time! Everything was done accurately and concise. Absolutely, no problems or hiccups along the way. I highly recommend using this team! You will not be sorry.
Tferrell283
Lexington, NC
November 5, 2024
We recently had the pleasure of working with Ryan during the process of securing our mortgage, and we couldn’t be happier with the experience. From start to finish, Ryan made the entire process smooth, stress-free, and efficient. One of the things we appreciated most was Ryan’s honesty and transparency. There were no surprises or hidden fees, and Ryan worked tirelessly to get us the best possible rate. Ryan also provided great advice on locking in our interest rate at the right time, which made a significant difference. We highly recommend Ryan to anyone looking for a reliable, friendly, and experienced mortgage professional.
Danial Kang
Cranston, RI
October 16, 2024
Ryan stepped in when other lenders failed. Was able find solutions to any problems that came up during process and most critically provided a mortgage on a very short timescale. Perhaps the most compelling feature to working with Ryan was his accessibility making the client feel that they were the only one.
Rtmccormack
Summerville, SC
October 1, 2024
I would like to thank Ryan so much who tackle this loan against all odds but never gave up. He is one of the most determine people I know against all odds to get the job done. He went way beyond his line of duty and was so nice about the whole thing. Thank you Ryan I am really enjoying my new home thanks to you.
Fancy582
Selma, NC
September 10, 2024
This was my first home, i had many questions, concerns, and comments and ryan always had an answer. I was always in steady contact with ryan. It did not matter the time of day, night, or weekday he always answered and stayed on top of the deal. Ryan made things that seemed impossible easy and helped maintain my confidence throughout this deal. If you have any concerns or just feel uneasy call ryan and he will take care of you!
Corey
Mexico, NY
June 19, 2024
Not sure how I stumbled across Ryan and his team at Evolve but our experience was great! They were very knowledgeable and just got it DONE! I will be calling Ryan for our next purchase!!
Zuser201403130708358
Panama City Beach, FL
June 5, 2023
Ryan DiPietro delivered exactly as he said he would. During this house in market craze of the past few years, we had some difficulty finding a home. This year, however, once we found the home we wanted, we also found Ryan. On the first phone call he assured us with confidence that he could get this mortgage for us, and he was right! Promise kept! Today we are happy homeowners, and I am very grateful to Ryan and his team for making that a reality.Ryan is kind, courteous, professional, and was very easy to communicate with. I highly recommend working with him.
Patricia S.
Neptune Township, NJ
March 6, 2023
Ryan was a pleasure to work with! He assisted my family with a pretty complicated sale that took some time to finalize. Not only was he accommodating and patient throughout this lengthy process, but he also secured us an amazing interest rate other banks wouldn't even consider offering in this market. We would definitely work with him again.
Adela Kolenovic
New York, NY
March 1, 2023
I had horrible experience obtaining mortgage until Ryan stepped in. First of all, he is very confident and knowledgeable, he made me feel safe and in good hands after the first conversation over the phone. The entire process was stress free and smooth. Ryan made impossible possible! We closed on time and I am extremely happy with the outcome. Additionally, he provided much better rate compare to other lenders. I highly recommend Ryan if you are looking for upscale service and stress free experience.
Kristina M.
Charleston, SC
February 24, 2023