Brett Cooker
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Brett and his team were all professional and very knowledgable and they kept us in the loop the entire time. Our calls and emails were answered promptly. They provided insighful guidance, demonstrate comprehensive knowledge and offer suitable loan options for our situation. The process was very smooth and very efficienct and made us meet the deadline. There was an issue that arose but the team helped to resolve it. They went above and beyond to navigate through it all. Our overall experience was positive, seamless and pleasant. We highly recommend Brett and his team to other buyers who are looking for the best and trustworthy Mortgage company.
I deeply appreciate your support and your great service. Thann
Brett Cooker is a true professional and he is always there to assist in navigating the loan process. It has always been a pleasure working with Brett. Thank you Brett.
Brett and his team were always very responsive and helpful answering any questions I had as a first time home buyer and guiding me along the way! They didn't hesitate to explain the process in detail and what to expect next.
Brett and his team were exceptional work with! I highly recommend the services! If I need to go through another refi I will most definitely be using Brett.
Brett was efficient in answering our questions and we felt like we had a good handle on how all the fees worked.
Being accessible and explaining things precisely real made my experience a smooth transition
the transparency and realness was amazing to have , to be able to ask all the dumb question and being able get them answersed with honesty and respect .
Brett and the team kept me posted on the loan process every step of the way.
Brett was amazing and transparent on every step in the mortgage process. Thank you so much!
Very communicative, and made the process easy for my first time buying a home.
Great team to have on yourside and to work with
As first time home buyers, Brett was great to work with. He explained the process in detail and made sure we understood everything we were doing. He was very attentive and was quick to respond to all our questions whenever we needed help. 1000% would recommend!
It was refreshing to work with a lender that executed on expectations in a timely and effective manner. Brett was always straightforward, informative, and, most importantly, closed the deal in the most ideal scenario for me. Top marks and I will use Guild Mortgage again in the future as well as recommend them to my friends and family.
Purchasing a new home can be very stressful so working with a knowledgeable and professional lender could help ease the stresses along the way. Brett and his team were absolutely marvelous and they made the whole home buying experience tolerable. I cannot think of one thing they did not do to make the process easier for me. I highly recommend Guild Mortgage if you’re looking for a mortgage, especially if you get the chance to work with Brett and his team. We are extremely grateful and looking forward to our new home in Florida.
My wife and I worked with Brett and his team to secure a loan for our first home! Brett is incredibly easy to work with and communicated with us each step of the way! I asked about 356900 questions and each question was answered and answered in a timely manner. Buying a home can be stressful and worrisome, but not with Brett and Guild Mortgage. They are the BEST!!