David Elkins
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Dave was extremely helpful in explaining the process throughout my experience. I have already recommended him to other potential clientele!
He got me in A home very quickly
Here’s a more professional and polished version while keeping the original sentiment: This process was extremely demanding; however, throughout the confusion, exhaustion, and extensive documentation, David proved to be the ideal person for the job. I would recommend him without hesitation. He went above and beyond the role of a loan officer, serving as a trusted counselor and supportive partner throughout the entire process. A simple “thank you” does not adequately express my appreciation. David’s knowledge of the industry is truly exceptional, and anyone who has the opportunity to work with him can be confident that he is fully committed to advocating on their behalf.
As a first time home buyer, I was very unsure of the process but Dave was incredible to work with. I put a lot of trust in him to guide my through the experience and I was not disappointed! He was always available to answer questions (trust me, I had a ton) and was very honest and thorough. I would highly recommend working with Dave!
I was going through a tough time and they still made it easy for me to purchase a home. I am very grateful for this wonderful team. I highly recommend.