
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.

Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Real Stories from Real Owners
Patrick was great to work with.
Patrick Edmondson was an amazing loan officer. As first time buyers, he repeatedly set us up for success and a calm buying experience. Absolutely would work with him again!
Patrick was knowledgeable and wonderful to work with
This was the first home buying experience for my wife and I and Patrick did everything he could to help us understand the process and answer any questions we had. He responded quickly and was always willing to hop on a phone call to talk through things with us. I would recommend Patrick to anyone getting a loan for a home purchase, the peace ofind he helped provide through the process was much appreciated.
Patrick has helped me with two home loans now, and I couldn't ask for better care! He was always quick to respond; if he didn't have an answer, he would find one! No matter the time of day, the day of the week, or what he may have had going on, he was there to help.
Patrick is a true pleasure to work with and very available to answer any questions we had. Communication was excellent and he thoroughly walked us through the entire process. We cant recommend Patrick enough!
If you want something to care about why you want and what you need and make your dreams come true with Patrick Edmondson you can do it he works and he will tell you what needs to be done on your side in order to raise your goal.
Very responsive and answered all my questions
Patrick was a fantastic guide and answered all of our questions. Very friendly and helpful! Thank you for all your hard work!
Patrick was absolutely exemplary!
Patrick is very kind, knowledgeable and responsive. We will continue to refer and use him for any future mortgages.
Communication and explaining everything. Also the quickness.
Patrick’s will to help me and my wife with whatever questions we had and making us feel like we were in good hands which I believe we were!
Easy to communicate with Patrick and your online system is awesome
Patrick is extremely responsive and shows that he has an extreme level of ownership and accountability during the process to drive towards a successful completion against aggressive timelines. He strives to make it easy to work with him and for this reason I have returned to CF Mortgage several times for both refinance and new mortgage services and recommended family and friends.
Working with Patrick!!!