CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Everything good keep doing in all processes
Terry was with me all the way through it. Helped me to understand what was going. He helped to calm my anxieties. I will send my brother to him when moves down here.
Terry was so helpful and knowledgeable. He made the transaction so perfectly. I would recommend Terry to everyone!!!⭐️⭐️⭐️⭐️⭐️
Terry was very responsive and we worked well together. Answered any questiono I had and went the extra mile to make a stressful situation go smoothly. Thanks Terry you are the man!
First time home buyer and our realtor recommended Terry! Can't say enough good things about the entire process of buying a home! Terry and his team have been great through out the entire process.
Thanks for the guidance and suppoprt along the way. The house is awesome and we are very excited. I would refer Terry to anyone looking to purchase a home!
Answered all our questions promptly. Very seamless.
Answered my questions, if he did not know the answer, he would find them out .
I would highly recommend them to anyone. Terry was a pleasure to work with
There was a pleasure working with terry from start to finish. No question was left unanswered.And the process was an absolute breeze. I would highly recommend and have recommended terry to others already
Forthcoming with any information and answered any questions that were asked.
Terry was very forthcoming . Answered all our questions . Process was very fast!
Easy to talk to and quick with anything we needed
Wouldn’t want to use anyone else. Terry is very knowledgeable and great to work with.
Wouldnt want to use anyone else. Terry is very knowledgeable and great to work with.
Nothing to do with the people, just all the paperwork and last minute things that was needed to close.