Ross Rhodes

CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.

Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Real Stories from Real Owners
Ross is knowledgeable and a good communicator. He responds quickly and made the whole process painless.
Really great! Ross made the process so easy and was there at every step to answer questions. he made a complicated time in my life much easier. Thank you!
From start to finish, Ross demonstrated the utmost professionalism and efficiency. He guided us through every step of the process with clear communication and personalized attention. The rates offered were competitive, and they tailored the terms to suit our needs perfectly. Highly recommend Ross for anyone seeking a reliable and trustworthy mortgage partner."
Ross kept us up to date all the way through the lending process and always answered right away any time I had a question or concern. 100% would use him again.
Ross was recommended to us by a friend and he was a pleasure to work with. Ross definitely made our first time home buying experience a lot less daunting. Ross answered every question we had, day or night and ensured we had all of the information we needed to make an informed decision for our first home. I would highly recommend Ross and his team and we’d happily do it all over again if we had to!
Ross and his team were amazing. Super patient and explained everything thoroughly. Ross saved my wife and I thousands of dollars by giving us advice. Highly recommend.
I can honestly say Ross made my first home buying experience a very pleasant one. From our first conversation he explained each and every option that was available to me. My phone calls were handled in a professional and timely manner. All in all I really couldn’t imagine my home buying process any easier.
Ross is amazingly fast in his response and execution of duty……………………………………………………………………………………….
Very professional ,communicative and efficient we managed to close the deal within 29 days when the expected time was 45 days definitely going to recommend you to everyone l know .
Very professional and communicative (he'll respond even in the evenings or weekends). You're in good hands. Everyone on the team was very friendly and professional.
I cannot fully express how amazing a loan officer Ross is. He was knowledgeable, attentive, and swift to action throughout the entire loan process. He was highly recommended by a life-long friend, and now even more than ever I trust that person's judgement. There is good reason this man has all 5-STAR reviews.
The subject line may seem confusing but I'll explain. The team's ability to keep everything moving smoothly, efficiently, and effectively seemed too good to be true. But in the end, we were extremely happy with results and how they helped us understand what was happening through the process while providing the heavy lifting behind the scenes.Why a Duck on the water? While it was all calm and smooth on the surface, I know Ross and his team were churning water underneath to keep the closing process on schedule and successful. Hard working, while making it look easy Apologize for the corny analogy, but highly recommend these guys.
Ross was very professional and knowledgeable to assist me with some special circumstances that I encounter during my refinancing process. He made sure all details and information was expedited in order to close in a timely manner. I have recommended him to family and friends because he is awesome at what he does.
He was always on top of everything and communicated with us every step of the way. He made refinancing extremely easy and helped us get a great rate. Super nice guy and made sure we were taken care of the throughout the whole process. We are really grateful for everything Ross did for us.
Ross made sure all of our question were answered in a timely manner . And made the process go as smooth as possible for all of us .I would definitely recommend him to one one who is buying a property .
Ross will go above and beyond to make the lending process easy and also get it tone in a great timeframe! He was there day or night to answer any questions I had when buying my home!