Joe DeVito
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Joseph was pleasant to work with from the time I called him to the time we closed. He answered all my questions in a timely manner and made sure I understood every step of the loan process. I highly recommend Novus Home Mortgage! Plus their fees are very low compared to other lenders.
Joe is a pleasure to work with as usual . He always has all the answers and is very professional!!
Joe made it so easy, and was straight forward with everything
I have to give Joe the absolute best rating! !! Our experience with him was wonderful. He was always so helpful. He was always caring and helped us through all the hurdles even on his own time. This was our second experience with him and it was consistent with what a great and caring person he is. Thank you Joe for giving us our best life in our new home!!!
Joe is always available to answer everything you want answered and explains how everything works in great detail! Makes the whole process easier and makes you feel comfortable with the whole loan process.
Joe was great! .. fast, efficient, smooth as silk.. Joe made everything effortless.. as self employed business owner sometimes a conventional loan can be difficult but with Joe and his co-workers it was great!many thanks! Dom
Very great with communication and first time home buyer information, gets it done fast and simple as a buyer would want! Would recommend Joe to any one trying to get a mortgage
Joseph is a very outgoing person he makes us happy, he's kind and patient he helped us step by step what to do he knows what he's doing I also recommend my friend to him and she's happy, he's amazing 👏 ❤️
I have purchased 5 homes previously and Joe made this one the easiest ever. Extremely prompt with all the documents, friendly, knowledgeable about different loan programs offered by Novus. Joe is incredible to work with! I plan on building a garage later this year and I am going with Joe for the loan.
Joe DeVito was extreme helpful in seeing me through the loan process. This was all new to me and Joe was there to walk me through all of the steps to closing.
I used Joe to buy a second home in myrtle beach he made everything so easy. Joe walked me through the entire process making everything go smoothly. He is very knowledgeable and would definitely recommend him.
Joseph Devito was instrumental in helping us to end up with our Dream home. He helped us first with a re-finance, then with the purchase of two other homes. I would highly recommend him for anyone who is looking to refinance, buy a home, or take out a loan. he was superior from start to finish with the whole process keeping us informed along the way and explaining anything that we did not understand. He made the whole process seem easy and fast.