CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Richard and the other employees with Novus were timely with their responses to our questions. I would say this was one of the biggest positives along with how knowledgeable they were.
Had a great time going through the whole process of buying a house. All our questions were answered! Made it really easy to understand thing we may not have understood completely.
richard was very informative and helpful through the whole entire process!
Friendly atmosphere
Richard was so outgoing and professional. His knowledge and expertise is great! Richard was a joy to work with. The whole team was fantastic. Thanks form the Sullivan's
Probably the most notable for me was that the refinance process was handled quickly and efficiently.
Richard was great to work with we are very pleased with the service and attent to detail would highly recommend him !!
Amazing thank you so much we appreciate you
Made everything straight forward and to the point and no high hope made everything worked as promised
After going back & forth with another lender for weeks, Richard got us pre-approved in hours. Extremely prompt, easy to work with, and hilarious. He stayed on the ball from start to finish and made the entire process incredibly simple. I can't sing his praises enough!
Great to work with made house buying easy will recommend to anybody friendly gets the job done and step you in the right direction there team is just wonderful to work with
Richard was amazing and worked with us. It took us a while, but we got to where we wanted to be all because of Richard. He is an amazing person and he hundred percent should be your lender!!!!!
Richard was the first lender to contact me when I was looking for a home. I was going through a lot with the death of both my parents last year and he was patient and understanding. A few things have changed since I bought my last house twenty some years ago and he walked me through everything. He was very supportive, compassionate, and worked his tail off to make sure everything worked out. I highly recommended him to anyone looking for a lender!
When we started the process of buying a home we didn’t even know where to start or what to do in the process of buying a home, but working with Richard changed that quickly. He was patient and answered every question and walked us through each and every step. He made sure we were getting the best deal and found options for us we didn’t even know were possible with other lenders. He even called us AFTER we had closed to check in and walk us through anything we might have missed previously. Highly recommend working with Richard as he will get you everything you need and more. Incredible to work with!
Prior to me finding my home, I was in a very unique situation which prevented me from the opportunity to pursue a home at all.Ricky was instrumental in helping me out of that situation, and then went on to guide me throughout this crazy market for the best possible path. He was very thorough when explaining all the options and kept me up to date on interest rate changes over the many months necessary to find my home. Once I found my home, Ricky was very efficient throughout the process, and made extremely helpful referrals as well! I could not have had an easier time working through the process.I will be working with Ricky for my future endeavors and I highly recommend anyone who sees this do the same!
Richard went above and beyond to get us to be able to purchase our first home! He got us in touch with all the right programs to do to get costs lower! He helped us through every step of the way and was able to explain everything very thoroughly! The mortgage process was extremely fast and smooth working with Richard! He also was able to lock us into a lower interest rate than we were thinking we were going to be getting in at! Extremely impressed with his work and highly recommend him to anyone and everyone looking to purchase a home or refinance!