CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Wonderful experience! Tom knows exactly the right path to help guide you for each closing!
I received so much support from the Faille Team. I would highly recommend them!
Tom and his team are wonderful to work with. They are extremely responsive to any questions you might have and very thorough regarding the entire loan process. We definitely would work with them in the future and recommend them to our friends and family. The Nims family.
It was simple and all questions were answered.
Everything was completed from home!
The best and smooth transaction
Tom and his team was great. Made the purchase smooth and answered all questions we had.
Quick and efficient.
5 star experience. The Faille Team has been servicing our loans for more than 10 years with a 5 star rating
Easy, effective communication, good people!
We've been working with the Faille team for more than 10 years now on our personal properties and business properties. The service has been outstanding on every occasion
There's not a better team with such expertise and care than The Tom Faille Team.
This was our first experince with buying a home and we were referred to Tom by our realtor. We had previously inquried with another company but wanted a second opinon. Our first conversation with Tom made us feel SO comfortable, informed, and confident. He was very clear on the process and was availablef or all of our questions throughout the process. His team was great with communication and we never felt confused or overwhelmed. Tom even came to our closing to congratulate us! I would absolutely recommend Tom/his team.
We are very happy with our experiences with the Faille Team. We have worked with them for our initial mortgage and now our first refinance. In the future if rates continue to drop, we will definitely stick with them for that as well. I would strongly recommend that you consider them!
Great customer service. Was a pleasure working with the team.
Kim and Tom, we're constantly on call to answer all my questions.