top Loan Originator with PHFA
I’m honored to be recognized as a Top Loan Originator with PHFA (Pennsylvania Housing Finance Agency). This recognition reflects my ongoing commitment to helping clients navigate the home financing process with clarity, consistency, and a high level of service.
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Great to work with. Answers all the questions in time manner. Overall great experience.
Ronda helped my fiance and I finally make our dreams become a reality! The process was smooth and surprisingly fast. We couldn't be more happy. Thank you
Closed on my house without issues, smooth process. I will defenetly be using Ronda and her team in my next purchase. Thank you!!
Ronda was Fantastic. She was extremely knowledgeable, always helpful, and very patient with me.
It was a pleasure working with Ronda and her team. I jad a smooth process from application to closing and everytime I had a question it was answered in a timely manner. Thank you for helping me become a homeowner!
I had a great experience working with Ronda Bouse throughout the home-buying process. She was professional, responsive, and always willing to answer my questions. As a first-time homebuyer, there were a lot of moving parts, but she helped guide me through every step and kept me informed along the way.
Tonya and Ronda were both very easy to work with. They answered everything promptly and thoroughly. Would definitely recommend
Ronda is super informative and pleasant to work with. She was able to answer questions quickly and thoroughly. Highly recommend!
Very responsive. Stuck to our initial closing date. No issues at all.
Did a great job limiting the stress level that comes with the whole process!
Ronda was great, very efficient, and on point at all times. She explained everything well, and answered everything promptly. I had no issues with her work.
Ronda was great. She explained everything, & just made what is a stressful situation less stressful. They made things so easy. Also Tonya Mowrey who works with Rhonda was great. Very nice & understanding people. Would recommend them to anyone i know who is in the market for a Lending agent.
Ronda and Tonya at My Citi Lending are awesome! They made everything easy & fast. Would recommend them to anyone searching for a Lending agent!
Everything was easy and smooth. Communication was good, I didn't feel like I was left hanging.
Always called and let me know what to do
Ronda was very pleasant to work with. Always sweet and got everything done fast! Best experience