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headshot of Audi Spiridakos, wearing a black suit with a yellow tie

Audi Spiridakos

Sales Manager
NMLS #71519
4.9 Rating (102 Reviews on Experience.com)

Sarasota Branch
Sarasota, FL
Tampa Branch
4830 W Kennedy Blvd
Ste 600
Tampa, FL 33609

CUSTOMERS Come First

Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.

When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process. 

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home

Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.

Our Services

Younger woman in her new home

Home Purchase Loans

Expert guidance through the home buying process
Young family with children in new home

Refinancing Options

Solutions to lower your interest rate or monthly payments
Younger couple starting out in first home

Personalized Consultations

One-on-one meetings to discuss your financial goals
Family outside just sold new home

Loan Program Guidance

Detailed explanations of different loan programs available

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Younger couple in new home with plants

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.
Older couple walking into new home

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Couple enjoying move-in day in new home

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Steps to Easy Home Buying with Novus

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.

Real Stories from Real Owners

Audi and his team helped me a lot in buying my home, since my situation was special and unique. I’m very grateful to them. Audi is always available, and whenever I have any questions, he always responds. Thank you!
Hedi Lankarani .
February 21, 2026
Audi is literally the best. That's not an overstatement . He went above and beyond, I believe he answered the phone every single time I called . Old school customer service . Highly recommend .
Ian K.
Palm Harbor, FL
December 21, 2025
Argirios was great and always available to answer our questions and to provide the necessary information for us to make informed decisions.
Thomas D B.
Tampa, FL
December 18, 2025
Argirios and his team went above and beyond what any other company would have done. I had given up and they didn't. Everything he promised was followed through on and with the utmost profressionalism. I highly recommend them.
Dorothea P.
Cartersville, GA
December 13, 2025
We had a great experience in getting our mortgage finalized.And he went beyond to make sure that we were able to close.
Sesto R.
Clearwater, FL
December 10, 2025
Great job
Tommy Darron B.
New Port Richey, FL
December 10, 2025
Audi pulled out the works for us and got our loan approved in only 8 business days prior to our closing! It was truly a group effort and Audi and his team made it happen. Audi is very honest, responsive and on top of it. Also got best loan rate from him and I got several quotes from many lenders, but Audi’s was the lowest rate and closing costs! He’s even provided his services for WWE wrestlers.
Brian Benjamin .
August 14, 2025
Audi pulled out the works for us and got our loan approved in only 8 business days prior to our closing! It was truly a group effort and Audi and his team made it happen. Audi is very honest, responsive and on top of it. Also got best loan rate from him and I got several quotes from many lenders, but Audi’s was the lowest rate and closing costs! He’s even provided his services for WWE wrestlers.
Brian B.
August 14, 2025
Above and beyond doesn’t even begin to describe it. We are beyond thankful for Audi Spiridakos and the incredible job he did in helping us secure our new home. From the very beginning, he worked closely with us—not only to get us qualified, but to help us improve our credit so we could qualify for a county down payment assistance program we didn’t even know we were eligible for, or even existed. He was informative, responsive, and patient every step of the way. No matter what time it was, Audi was always there to answer our questions and made sure we fully understood everything throughout the entire process. He turned what could’ve been a stressful experience into one that felt smooth and empowering. Thanks to Audi’s dedication and support, we’re now proud homeowners and getting ready to welcome our baby boy into our very own home. We truly couldn’t have done this without him. If you’re looking for a lender who’s not only highly knowledgeable but truly cares — Audi Spiridakos is the one you want in your corner. We’ll recommend him and his team every chance we get
Chanel Celestin .
June 26, 2025
Above and beyond doesn’t even begin to describe it. We are beyond thankful for Audi Spiridakos and the incredible job he did in helping us secure our new home. From the very beginning, he worked closely with us—not only to get us qualified, but to help us improve our credit so we could qualify for a county down payment assistance program we didn’t even know we were eligible for, or even existed. He was informative, responsive, and patient every step of the way. No matter what time it was, Audi was always there to answer our questions and made sure we fully understood everything throughout the entire process. He turned what could’ve been a stressful experience into one that felt smooth and empowering. Thanks to Audi’s dedication and support, we’re now proud homeowners and getting ready to welcome our baby boy into our very own home. We truly couldn’t have done this without him. If you’re looking for a lender who’s not only highly knowledgeable but truly cares — Audi Spiridakos is the one you want in your corner. We’ll recommend him and his team every chance we get
Chanel C.
June 26, 2025
Absolutely amazing experience with kind people who care. Pretty rare these days to work with a team who wants what is best for you!
C H .
July 16, 2024
Absolutely amazing experience with kind people who care. Pretty rare these days to work with a team who wants what is best for you!
C H.
July 16, 2024
Audi and Gary made my first time home buying experience so easy. They were knowledgeable, accessible, and so helpful from start to finish. They were quick to get me to close and impressed my real estate colleagues with how organized and efficient everything was! Highly recommend using the 21 day home loan team!
B Campisi .
July 14, 2024
Audi and Gary made my first time home buying experience so easy. They were knowledgeable, accessible, and so helpful from start to finish. They were quick to get me to close and impressed my real estate colleagues with how organized and efficient everything was! Highly recommend using the 21 day home loan team!
B C.
July 14, 2024
Gary Brochetti and the team that worked with me on my mortgage are awesome.
Brian Gelock .
May 23, 2024
Gary Brochetti and the team that worked with me on my mortgage are awesome.
Brian G.
May 23, 2024