CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
As a Realtor, I truly appreciate working with lending partners who are responsive, knowledgeable, and reliable, and Carlos Wejebe at My City Lending was exactly that. He communicated clearly throughout the process, kept everyone informed, and helped make the transaction smooth for my client. Carlos was professional, proactive, and easy to work with from start to finish. I highly recommend him to any buyer or real estate professional looking for a trustworthy lending partner.
Excelente servicio de parte de carlos . Siempre estuvo disponible para ayudarme y responder mis dudas durante todo el proceso. Todo fue rápido, claro y sin estrés. Lo recomiendo totalmente para cualquier préstamo hipotecario. ¡Muchas gracias
This was a fantastic and fast experience, thank you for all your support and patience. This process went by smoothly and quickly!
As a first time home buyer / owner, the process was smooth and issues or questions I had were handle promptly
Excelente servicio de principio a fin. Siempre estuvieron disponibles para responder mis dudas y me guiaron en todo el proceso de mi préstamo hipotecario. Muy profesionales y confiables. ¡100% recomendados!
Excelente servicio de principio a fin. Siempre estuvieron disponibles para responder mis dudas y me guiaron en todo el proceso de mi préstamo hipotecario. Muy profesionales y confiables. ¡100% recomendados!
Carlos is the money guy every borrower wants to have. Super friendly, knowledgeable and on top of his transactions. He actually shows up to the closing table and his clients are highly satisfied. For that reason I recommend him 100%
As a first time homeowner/buyer, Carlos and his team made this entire process so Smooth and easy for me. Answered every and any problems or questions I had no matter the time of day!! Thank you Carlos for your professionalism and expertise with the entire process. 10/10 definitely would recommend!!!!
Carol went above and beyond to help us get our mortgage together
Eficiente, amable y profesional.
Un camino corto a una experiencia como dueña de casa, Carlos siempre estuvo ahí para responder mis inquietudes y asesorarme en cada paso, sin lugar a duda su parte favorita del cierre es la sesión de fotos.
They gave us support with all the concerns and solved everything with transparency and confidence
Son excelentes en lo que hacen, demostraron profesionalismo y compromiso en todo momento; mi experiencia fue muy positiva y los recomiendo totalmente.
Carlos fue súper exelente, nos ayudó un montón y proceso súper rápido lo recomiendo al %100. Gracias
Outstanding experience from start to finish! My loan officer was professional, responsive, and made the entire process smooth and stress-free. They took the time to explain everything clearly and were always available to answer my questions. Highly recommend!
When it comes to lending, Carlos is a true "think outside the box" type of person; always working towards getting your mortgage loan closed.