CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Timothy Hoban was truly amazing to work with from start to finish. From day one, he treated our concerns as if they were his own and guided us through every step of the home-buying process. Even after closing, he continued checking in to make sure we were settling in well and were happy with our new home. One piece of advice he gave us early on has stayed with us: “Don’t fall in love with a house—only fall in like until it’s yours.” That simple perspective helped us stay focused, manage our expectations, and made the entire process much less stressful. Tim’s knowledge, honesty, patience, and genuine care made all the difference. He was always available to answer our questions, kept us informed every step of the way, and truly had our best interests at heart. My husband and I couldn’t be happier with our experience. We are incredibly grateful to Tim and his entire team for helping make our dream of homeownership a reality. If we ever refinance or purchase another home, we won’t go anywhere else. Thank you, Tim, for making this journey such a wonderful and memorable experience. We highly recommend you to anyone looking for a knowledgeable and trustworthy.
Tim was great, helped every step of the way!
He is a ROCK STAR!
The entire MyCity team did an excellent job . Very pleased
They were very prompt and providing me with the information I needed to obtain the loan. They were very pleasant to deal with.
Tim and everyone on his team are very compasionate and knowledgable. They are very good at communicating what is happening throughout the process and made things easy for this first time home buyer!!!
Great and easy experience!
This was my 2nd mortgage with Tim. Both were easy and he always goes the extra mile during the loan process.
EXCELLENT!!!!
Very easy to work with, and there's a great team working with him.
Tim and team did great work behind the scenes securing the loan for my family. They provided clear timelines for me along way, which led to a successfull closing.
Tim was available 7 days a week for us !!ready to help us with any questions we had.
I had a great experience with Tim Hoban. He was professional, responsive, and made the entire process smooth and stress-free. Tim went above and beyond to help me every step of the way, and I truly appreciated his guidance and support. Highly recommend!
Tim was super helpful and answered all my questions! Timeframe didn't matter could be early or late he would answer or at a minimum let me know when he would get back. Great working with him!
I did not feel overwhelmed and they explained everything to me. And make sure I was understanding the process step-by-step. If I did not understand something, they did not make me feel uncomfortable to ask any questions. They answered all my questions that I needed. And made me feel very comfortable very nice and made sure I was happy with my decisions the process went very quickly and if I were to call or text or email, they would get back to me with a quick response i definitely recommend them to other people and had a great experience to the fact, I would definitely come back to them. If I need it to.
As first time buyers, the process was made very understandable and easy to complete in a timely and user-friendly manner.