CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
I have been working with Jesse for a couple of my purchases and he has been the most outstanding people, very reliable and a great advisor when you need help or ideas in the mortgage world. I look forward to working with Jesse in the future.
Jesse goes beyond the call of duty for his clients. He provides you with the precise information required to complete the transaction. He is always accessible should you have any queries. I highly recommend Jesse.
Jessie was always available to talk to when you needed him or just had questions. He was very courteous and straight with us. We were first time home buyers, my husband might say something else but Jessie made buying a house feel effortless.
Jesse Mutarelli was the most hard work mortgage lender we have ever work with. We had a difficult seller and were in fear that regardless of our approval the sale wouldn't go through. Then came the septic issues, and it was distressing, but Jesse kept us assured it would work out. And sure enough, it passed through underwriting just as he said. All that fretting for nothing. Jesse Mutarelli is a true Gem.
Jesse Muterelli was a dream to work with on our home purchase! He made the process seamless with full transparency, attention to detail, and just phenomenal work! I would recommend him to anyone looking to purchase a property, and truly believe if he can’t get it done, nobody can!
Jesse was wonderful to work with. He helped ease the stress of refinancing our home. I would highly recommend Jesse for your mortgage needs. He is very personable and easy to work with.
Jesse and his team was a great help and did the job quick. They worked around our schedule that is crazy with work. They explain everything that we didn’t understand. Best experience ever.
Jesse was very knowledgeable and patient with my husband and I through our buying/selling process. He answered all of our questions kindly without ever making us feel like we should know better. I would absolutely ask Jesse for help if we ever decided to buy or sell another property.
Jesse was nothing but helpful when my fiancee and I bought our first house, worked with us every step of the way and answered any question we had any time of the day, he'll take care of you.
Jesse went above my expectations as a lender , he got back to me right away with any questions I had on all aspects of of my loan process .He even responded after midnight a few times .I highly recommend him for all steps of your loan journey
Jesse and his team were amazing to work with. Not only will they patiently help you understand all the ins and outs as well as pros and cons of the different type of loans available, he would go beyond what you would expect from a loan officer. We will definitely be using him for all future deals. It was a joy to work with as well as
Happy Thursday to you as well!’We had one of the greatest experiences working with our mortgage gentleman, Jesse Mutareli he was on point with everything any questions we may have had at the time or if we didn’t understand something he explained thoroughly. The process of mortgage papers he made it seems so effortless and explained the process without any hesitation. If I had to rate 1-10 being 1 is the best and 10 worst for Jesse Mutareli I will definitely give a 10 . I will definitely recommend Jesse Mutareli!!
Just wanted to throw a recommendation out there in case anyone is looking to refinance… We've used Jesse Mutarelli, Loan Officer twice now- for our original mortgage when we first bought our home here, and again now when we just refinanced our home. Jesse is very knowledgeable and professional and is a really nice guy on top of it. He gets back to us promptly whenever we have questions, he gives good professional advice, he has a good sense of humor, and he makes the process easy for the customer. Thanks to him we are in a much better position now, and I'd recommend him every time!
Jesse was amazing! I had a super fast closing with no surprises. I would recommend CrossCountry to all buyers, especially first-time buyers who need more guidance. Fantastic experience.
My whole buying a home experience started out wrong and then i was referred to Contact Jesse By my Agent. As soon as i hung up the phone things started to happen. Jesse turned my home buying experience around!!!! And made thing happen all the way to the finishline . Thank you for all your time , hard work and dedication. Highly recommend.
Jesse Mutarelli was absolutely Amazing!! I wouldn’t want to go through anyone else after my experience with Jesse. He was extremely reliable and trustworthy. Working with Jesse made our process so much easier, and it meant a lot to us how attentive he was. It was very clear much Jesse cared about getting us what we were looking for.