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headshot of Jason Wiggins, wearing a black shirt

Jason Wiggins

Regional Manager
NMLS #139983
5.0 Rating (79 Reviews on Experience.com)

Scranton Branch
220 Penn Avenue, Suite 100
Scranton, PA 18503
Easton Branch
2240 Northampton St
Easton, PA 18042
Towanda Branch
150 Broad St Ste E
Waverly, NY 14982

CUSTOMERS Come First

Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.

When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process. 

Why Homebuyers Love Working with NOVUS

Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.

Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:

• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!

We help you compare your options and choose a loan that fits your life.

You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home

Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.

Our Services

Younger woman in her new home

Home Purchase Loans

Expert guidance through the home buying process
Young family with children in new home

Refinancing Options

Solutions to lower your interest rate or monthly payments
Younger couple starting out in first home

Personalized Consultations

One-on-one meetings to discuss your financial goals
Family outside just sold new home

Loan Program Guidance

Detailed explanations of different loan programs available

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Younger couple in new home with plants

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.
Older couple walking into new home

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Couple enjoying move-in day in new home

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Steps to Easy Home Buying with Novus

Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.

Younger woman in her new home

Get Pre-Approved

A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Unboxing and move in day

Explore Your Loan Options

From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Younger couple starting out in first home

Find the Right Home

With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
New couple in home during move in day

Apply and Submit Documents

Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
First time homebuyer with my new home sign

Processing and Underwriting

Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Family outside just sold new home

Closing, Getting Your Keys, And Beyond

Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.

Real Stories from Real Owners

How the team worked to hp us achieve our goal
Carla Elizabeth C.
SCRANTON, PA
July 16, 2026
Professional team in all aspects
Christopher M F.
SPRINGVILLE, PA
July 16, 2026
I strongly recommend Jason and his team for the fast mortgage approval process and the exceptional service Jason and his team provided. I would also like to recognize Jenn and Trisha for their outstanding work throughout the process. Their professionalism, responsiveness, and attention to detail made everything smooth and stress-free. The communication was excellent, and it was clear that everyone was committed to providing the best possible experience. Thank you again for your hard work, dedication, and support. It was a pleasure working with you, Jenn, and Trisha, and I truly appreciate everything your team did to help make this happen. Chris F
Chris F.
July 16, 2026
Hassle-free processes; the agents were very responsive and communicated efficiently
Karolina M.
CRESCO, PA
July 15, 2026
I can't express how seamless the loan process was with everyone from NOVUS/MyCity Lending – Jason, Trish, and a special shout out to Lacey – went above and beyond. I dealt primarily with Lacey throughout the process. She is extremely knowledgeable, helpful, friendly, and a wizard with numbers. I highly recommend working with this crew for your mortage needs!!!
Thomas M.
July 15, 2026
Great response times, always able to explain any questions, friendly team that really seemed to want you to succeed without being pushy
Kirstyn C.
MILFORD, PA
July 4, 2026
Constant communication and transparency made this process quick and easy! I have now done 4 loans with you and look forward to more homes soon.
William G.
DUNMORE, PA
July 3, 2026
The home buying process can be very overwhelming but Jason and his team took the burden off me and took control I can't say enough about what an easy and seamless process it was working with jason!
KATHERINE M C.
SCRANTON, PA
July 1, 2026
Very Very easy process.
Michael F.
Lords Valley, PA
July 1, 2026
My City Lending has been nothing short of phenomenal for the experience of buying my first home. Jason has a pretty amazing team that is always available to chat or answer questions. I absolutely would recommend them to anyone.
Stephen H.
June 26, 2026
Jason was very helpful with our loan process
David Michael K.
SCRANTON, PA
June 19, 2026
It was Seamless from the start. We have been a home owner since 1992 and we were stressed about the process that was ahead of us with the purchase of a new house. Communication was so important to us , which was excellent!!!! Overall I and my husband will 100% recommend his services.
Joan Marie K.
SCRANTON, PA
June 19, 2026
Jason was very helpful in our application process!
David K.
June 19, 2026
Jason and Lacey made our experience seamless from the start! They were able to obtain the best rate for the purchase of our new home , which after 34 years of being out of that market, was easily navigate with their guidance!.
Joan K.
June 19, 2026
This was a great home buying experience, especially for a first time home buyer . I would recommend Jason to everyone!
Tierney Rose M.
SOUTH BEND, IN
June 17, 2026
We got the job done
Michael Burke D.
HONESDALE, PA
May 30, 2026