Charles Rogers
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
The process was very easy. Charles was really kind and helpful, answered all my questions and kept me updated throughout. i was able to close very quickly thanks to him and his team and all of their hard work .
Charles got right back to me if i had any questions at all and helped walk me thru the whole process. He was fantastic. Thank you very much!
Charles was clear, kind, and genuine. As a forat first time home buyer I had no idea what i I was doing. Be was an enormous help, available for all my questions. He went above and beyond to help me and I am so grateful. I will be recommending him to everyone I know in the area!
Na………..
He explained everything and was helpful throughout the process letting me know everything I needed to know!
Charles answered all my questions quickly and helped every step of the way .
Great first home buying experience.
The team of Charles and Dan. Also the continued question answering and help afterwards.
Charles is a very knowledgeable person. He helped me tremendously! Greatly appreciate him!
Very helpful throughout the process
Quick to respond, explained everything and was extremely helpful throughout the entire process.
Charles was great to work with. He was very personable and relatable. Having gone through this for the first time he made the process very easy and was able to answer any of her questions without making us feel dumb for asking them.
Charles is fantastic. Both of my mortgages I went through Charles for and it was a great, painless experience. I highly recommend him.
Charles was always available to chat when we had questions or concerned and he always let us know when he needed something from us! Very respectful and easy to work with.
Charles explained how it works what is needed and how its done. I did not feel insecure or dum. He was vary patient and explained how it works. And what was his job and what is the realtors job. Mr. Rogers was awesome. I highly recommend Charles for your home perches.*********
As a first time home buyer charles not only did what was expected but he exceeded my expectations. Charles and the water stone team are amazing! I would recommend them specifically charles to anyone i know who’s looking to buy a house yo go with charles from water stone. They were fantastic to work with and i couldn’t be more grateful. They worked in a great timely manner and really did exceed my expectations.