Get to Know Yvette
30+ Years
of experience50 States
One trusted partnerI have been a licensed Mortgage Consultant in both Wisconsin and Florida since 1997. I am a Certified Mortgage Planning Specialist and have earned my Certified Mortgage Banker designation through the Mortgage Bankers Association. I have been recognized among the top 1 percent of lenders in the United States, ranked number one in total company units in 2017, and honored with the Elite Women in Mortgage designation, the Five Star Mortgage Professional award, and the Leadership Excellence and Corporate Citizenship Awards.
As the team leader, I bring extensive experience in mortgage lending and guide my clients through every step of the process. My focus is on providing the education and clarity needed to help you make confident home financing decisions. I devote the majority of my time to crafting personalized mortgage strategies that align with your individual goals.
I have had the privilege of serving my clients, along with their families and friends, throughout my career, and I welcome the opportunity to work with you as well.
Team Clermont
Team Clermont, led by Yvette Clermont, CMB, delivers nearly three decades of trusted, data-driven mortgage expertise to clients nationwide. Based in Florida and licensed across the U.S., our team serves homebuyers and real estate investors from coast to coast with precision, care, and clarity.
Since 1997, we’ve been a go-to resource for thoughtful mortgage guidance—helping first-time buyers, move-up clients, and seasoned investors navigate complex decisions with confidence. What sets Team Clermont apart is our
attentive listening, meticulous organization, and deep understanding of today’s evolving mortgage regulations, ensuring a smooth and well-managed experience from application through closing.
As part of Novus Home Mortgage, we operate with a fully integrated, in-house process from application to funding. This structure allows us to meet demanding timelines while maintaining exceptional quality, communication, and accountability at every step.
While our roots run deep in Florida and the Midwest, our reach is truly national—and no matter where you’re located, you can expect the same personal attention, responsiveness, and commitment to doing what’s best for you.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
We had to use SHIP down payment assistance and never once did anyone on the Clermont team make us feel less than. They were amazing, respectful and extremely helpful throughout the process. We wouldnt be home owners today without thei help! Thank you from the bottom of our hearts.
This is one amazing team! They walked us through things and took the time to explain what we didn’t understand. When I got nervous and stressed they calmed me down. They go above and beyond!
very helpful and very friendly ❤️
Yvette was so wonderful to work with! We met in an unconventional way, and I immediately liked her and got a great “vibe” about her, and I was excited to work with her. My instincts were correct: Yvette was professional, knowledgeable, and so easy to work with. I am on the west coast and she is on the east coast, but she would call me after hours, and on the weekends, to make sure to align with my schedule, and I was so impressed! She was dedicated to ensuring the entire process went smoothly for me, kept me up to date on the wildly fluctuating (at that time) interest rates, and she helped me be creative with my loan, and she made sure I was happy and comfortable with every step of the process. While closing the loan, she made sure her team was on top of everything (and they were!), and she ensured the closing process went smoothly for me. The entire process went FAST too, and I would highly recommend working with Yvette and her team, and when I am ready for another loan I will be reaching out to her again. I cannot recommend her more highly!
Yvette was so wonderful to work with! We met in an unconventional way, and I immediately liked her and got a great “vibe” about her, and I was excited to work with her. My instincts were correct: Yvette was professional, knowledgeable, and so easy to work with. I am on the west coast and she is on the east coast, but she would call me after hours, and on the weekends, to make sure to align with my schedule, and I was so impressed! She was dedicated to ensuring the entire process went smoothly for me, kept me up to date on the wildly fluctuating (at that time) interest rates, and she helped me be creative with my loan, and she made sure I was happy and comfortable with every step of the process. While closing the loan, she made sure her team was on top of everything (and they were!), and she ensured the closing process went smoothly for me. The entire process went FAST too, and I would highly recommend working with Yvette and her team, and when I am ready for another loan I will be reaching out to her again. I cannot recommend her more highly!
Yvette and her entire team are the best! Highly recomended!
Everything went smoothly and very timely. Everyone involved in the process was very professional. Evette made the entire process very simple and made us feel very comfortabl. This was the second time I have worked with Evette and she would be my go to person in the future as well.
Everyone on the office was very supportive through this Journey that I completed in life! Yvette, Shari and Selina were always there for me and guide me through every step.
We cannot say enough great things about Yvette Clermont and her entire team. This refinance experience was smooth, efficient, and genuinely stress-free from start to finish. For me, this was my third time working with Yvette, and for my partner it was the second—and that consistency alone speaks volumes about the level of trust and confidence she inspires. Yvette and her team took the time to clearly explain every step of the process, answered questions promptly, and made sure we always knew exactly where things stood. Communication was excellent throughout, and there was never a moment where we felt rushed, confused, or left wondering what would happen next. Everything was handled with professionalism, care, and attention to detail. This refinance is going to make a meaningful difference for us. It will allow us to redo our kitchen, continue making improvements to our home, and build more equity for our future—goals that felt much more achievable thanks to Yvette’s guidance and expertise. She doesn’t just process paperwork; she truly looks out for her clients and helps them make smart, informed decisions. We are incredibly grateful to everyone involved behind the scenes as well. Please pass along our thanks to the entire team—they are all fantastic and clearly take pride in what they do. If you are looking for a mortgage professional who is knowledgeable, responsive, trustworthy, and genuinely invested in your success, we would recommend Yvette Clermont and her team without hesitation. We wouldn’t go anywhere else. Rob V
Dear Yvette, Once again, you and your team have helped us through the mortgage process in a way that truly made everything easy and stress-free. For me, this is my third time working with you, and for Colleen, it’s her second—and that says a lot about the trust and confidence we have in you. This refinance is going to give us the opportunity to redo our kitchen and continue making improvements to our home, while hopefully building even more equity for our future. We’re genuinely grateful for the guidance and support that made this possible. Please pass along our thanks to everyone who helped us along the way, and let them know we think they are all fantastic people. I should also mention that the Knight Barry Title Group did a great job as well and made the final document signing very easy. Once again, thank you for everything. Please be well—and know that you are always a friend to us. Warm regards, Rob & Colleen
Great experience and so very prompt with making my closing day happen when it needed to.
Dear Yvette,Once again, you and your team have helped us through the mortgage process in a way that truly made everything easy and stress-free. For me, this is my third time working with you, and for Colleen, it’s her second—and that says a lot about the trust and confidence we have in you.This refinance is going to give us the opportunity to redo our kitchen and continue making improvements to our home, while hopefully building even more equity for our future. We’re genuinely grateful for the guidance and support that made this possible.Please pass along our thanks to everyone who helped us along the way, and let them know we think they are all fantastic people. I should also mention that the Knight Barry Title Group did a great job as well and made the final document signing very easy.Once again, thank you for everything. Please be well—and know that you are always a friend to us.Warm regards,Rob & Colleen
Despite switching loan managers halfway through the process (started with Marty, finished with Yvette), everything stayed right on track. Jessica was super helpful too!
Yvette and her team did a wonderful job of communicating and helping us every step of the way
Yvette Clermont and her terrific team at Novus Home Mortgage did an amazing job getting us a mortgage. Everything went very smoothly, all our questions were answered in a timely manner, we were never left wondering what the next step would be. Closing was a breeze. I will highly recommend Yvette and her team to all my family and friends ,and we feel fortunate to have worked with her.
Yvette explained every dentail, was open and and honest about what was happening from beginning to end if she couldn't make something happen within a certain timeframe she said so the transparency with everything made everything so perfect