Yvette Clermont
Branch Manager
NMLS #248437
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Expert guidance through the home buying process
Refinancing Options
Solutions to lower your interest rate or monthly payments
Personalized Consultations
One-on-one meetings to discuss your financial goals
Loan Program Guidance
Detailed explanations of different loan programs available
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
We volunteer, sponsor local events, and support programs that strengthen our community.
Local Food Drives
We partner with local food banks to fight hunger, sponsoring community drives that help families in need.
Youth Sports Sponsorships
We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
A Novus pre-approval gives you a clear idea of what you can afford, helps you understand your loan options, and strengthens your offer when it is time to make a move.
Explore Your Loan Options
From conventional, FHA, VA, and USDA loans to Non-QM, jumbo financing, and down payment assistance programs, we help you compare options and choose the one that fits your goals.
Find the Right Home
With your pre-approval in hand, you and your real estate agent can focus on homes that match your budget and priorities. Your loan officer stays connected throughout your search to answer questions and offer guidance.
Apply and Submit Documents
Our technology makes it easy to apply, upload documents, and see what’s next. Your loan officer will walk you through exactly what is needed and help you stay organized to keep your application on track.
Processing and Underwriting
Our team reviews your file, verifies your information, and prepares your loan for underwriting. Underwriting is the step where a loan expert reviews your financial details to make sure everything meets the guidelines for your loan. We keep you updated throughout the process and let you know if anything else is needed to keep your loan moving.
Closing, Getting Your Keys, And Beyond
Once your loan is cleared to close, you’ll sign your final documents and celebrate becoming a homeowner. Your Novus loan officer is here for you long after closing, whether you need answers, updates, or help with future financing.
Real Stories from Real Owners
Everything went smoothly and very timely. Everyone involved in the process was very professional. Evette made the entire process very simple and made us feel very comfortabl. This was the second time I have worked with Evette and she would be my go to person in the future as well.
Colleen A V.
Fond Du Lac, WI
January 17, 2026
Everyone on the office was very supportive through this Journey that I completed in life! Yvette, Shari and Selina were always there for me and guide me through every step.
Lucia P.
Bradenton, FL
January 16, 2026
We cannot say enough great things about Yvette Clermont and her entire team. This refinance experience was smooth, efficient, and genuinely stress-free from start to finish. For me, this was my third time working with Yvette, and for my partner it was the second—and that consistency alone speaks volumes about the level of trust and confidence she inspires. Yvette and her team took the time to clearly explain every step of the process, answered questions promptly, and made sure we always knew exactly where things stood. Communication was excellent throughout, and there was never a moment where we felt rushed, confused, or left wondering what would happen next. Everything was handled with professionalism, care, and attention to detail. This refinance is going to make a meaningful difference for us. It will allow us to redo our kitchen, continue making improvements to our home, and build more equity for our future—goals that felt much more achievable thanks to Yvette’s guidance and expertise. She doesn’t just process paperwork; she truly looks out for her clients and helps them make smart, informed decisions. We are incredibly grateful to everyone involved behind the scenes as well. Please pass along our thanks to the entire team—they are all fantastic and clearly take pride in what they do. If you are looking for a mortgage professional who is knowledgeable, responsive, trustworthy, and genuinely invested in your success, we would recommend Yvette Clermont and her team without hesitation. We wouldn’t go anywhere else. Rob V
Robert B V.
Fond Du Lac, WI
January 15, 2026
Dear Yvette, Once again, you and your team have helped us through the mortgage process in a way that truly made everything easy and stress-free. For me, this is my third time working with you, and for Colleen, it’s her second—and that says a lot about the trust and confidence we have in you. This refinance is going to give us the opportunity to redo our kitchen and continue making improvements to our home, while hopefully building even more equity for our future. We’re genuinely grateful for the guidance and support that made this possible. Please pass along our thanks to everyone who helped us along the way, and let them know we think they are all fantastic people. I should also mention that the Knight Barry Title Group did a great job as well and made the final document signing very easy. Once again, thank you for everything. Please be well—and know that you are always a friend to us. Warm regards, Rob & Colleen
Rob
January 15, 2026
Great experience and so very prompt with making my closing day happen when it needed to.
James S.
Port Charlotte, FL
January 13, 2026
Dear Yvette,Once again, you and your team have helped us through the mortgage process in a way that truly made everything easy and stress-free. For me, this is my third time working with you, and for Colleen, it’s her second—and that says a lot about the trust and confidence we have in you.This refinance is going to give us the opportunity to redo our kitchen and continue making improvements to our home, while hopefully building even more equity for our future. We’re genuinely grateful for the guidance and support that made this possible.Please pass along our thanks to everyone who helped us along the way, and let them know we think they are all fantastic people. I should also mention that the Knight Barry Title Group did a great job as well and made the final document signing very easy.Once again, thank you for everything. Please be well—and know that you are always a friend to us.Warm regards,Rob & Colleen
Rob V
Fond du Lac, WI
January 13, 2026
Yvette Clermont and her terrific team at Novus Home Mortgage did an amazing job getting us a mortgage. Everything went very smoothly, all our questions were answered in a timely manner, we were never left wondering what the next step would be. Closing was a breeze. I will highly recommend Yvette and her team to all my family and friends ,and we feel fortunate to have worked with her.
Susan M.
January 11, 2026
Despite switching loan managers halfway through the process (started with Marty, finished with Yvette), everything stayed right on track. Jessica was super helpful too!
Kristine T.
Milwaukee, WI
January 10, 2026
Yvette and her team did a wonderful job of communicating and helping us every step of the way
Andrea W.
Punta Gorda, FL
January 6, 2026
The fact of the matter is, buying a house is an overwhelming experience, that is an understatement! Now, add in the timing of doing this during the Christmas Holiday. Yvette and her team made this all happen in this short stressful timeframe! I am truly blessed to have worked with such an amazing and dedicated team and couldn’t be more honored to recommend them.
Julie B.
January 4, 2026
Yvette explained every dentail, was open and and honest about what was happening from beginning to end if she couldn't make something happen within a certain timeframe she said so the transparency with everything made everything so perfect
Julie Anne B.
Port Charlotte, FL
January 2, 2026
Great work very satisfied
Cearrow Saquinda P.
Parrish, FL
January 1, 2026
Yvette and team did a great job communicating and working to help us secure our refinance . We greatly appreciated their help
Timothy W.
Punta Gorda, FL
December 31, 2025
I appreciate the Clermont Team for their diligence and support throughout my home purchasing journey. Every encounter with a Clermont Team member was transparent an kind. Thank you for making my dream come true!
Phyliss B.
Palmetto, FL
December 29, 2025
Overall process was relatively straightforward.
Robert R R.
Gainesville, FL
December 28, 2025
I couldn’t be happier with the service I received from Team Clermont of Novus Home Mortgage. They were organized, efficient, and made a complicated process easy to understand. Their professionalism and attention to detail gave me confidence every step of the way. I highly recommend them to anyone in need of mortgage assistance.
Jade M.
December 28, 2025