Joe Duran
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
Always helpful and follows through with what he says. Great guy
My second time working with Joe and has been a pleasure both times. He makes it easy on me by helping me out every step of the way, and is quick to respond to questions I may have, and always follows through with what he says. I would highly recommend Joe without hesitation.
Joe was pleasent to talk with. He made sure that we understood what he was talking about. If we were still confused, he would explain it another way. His response to our questions were in a timely manner.
In working w many, many lenders over the years, Joe Duran is by far the sharpest individual I have ever worked with. His patience, transparency, knowledge and communication were off the charts positive! This is not fluff for a review, he is a fantastic person to work with. Answers his phone and found a great program and made the process absolutely seamless
Joe made time for me even when he was on vacation, to get the things done that I needed at that time. He made sure everything was on track during the process. He was available for my questions right away or within a short time.
Mr. Duran went above and beyond to make sure I understood and had everything needed to get loan.
Working with Joe was great. He was very easy to work with, responsive in a thinly manner for all communication and answered all of our questions for this beingnour first home .
Was a great experience working with Joe.
Joe was great! Very knowledgeable and always professional.
He made sure everything was ok even we forgot some stuff to send him! Thank you for being patient with us!
Just start to finish was an amazing time. Thank you so much and will use again when we refinance
Joe was very patient when we didn't understand some of the information regarding our loan. His communication was wonderful and responded appropriately.
Joe kept in touch with us through out the loan process. He was kind to both my wife and I. He talked to my wife very well. I have had people talk to me and leave her out of the conversation. Joe’s communication style was excellent and when rates do go down he said he would call me. We felt taken care of as Joe is an expert in his field and that was very evident. Of the seven homes we have purchased this was the best loan experience we have had.
Joe explained everything in detail and was extremely easy-going and helpful.
easy process
Joe is great and very helpful