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CUSTOMERS Come First

Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.

When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process. 

Why you’ll love working with NOVUS

Clear communication and no hidden fees, ensuring you understand every step of the mortgage process.

Finding the right loan shouldn’t be stressful. Whether you’re a first-time buyer, looking to refinance, or need a specific loan solution, our advisor are here to help you navigate every step.

At Novus, our mission is to prioritize your homeownership journey. We understand the challenges and complexities of securing a mortgage, which is why we focus on transparency and clear communication.

Learn how to Buy Your First Home

Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.

Our Services

Home Purchase Loans

Expert guidance through the home buying process

Refinancing Options

Solutions to lower your interest rate or monthly payments

Personalized Consultations

One-on-one meetings to discuss your financial goals

Loan Program Guidance

Detailed explanations of different loan programs available

In Our Community

Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.

Proudly Giving Back

We volunteer, sponsor local events, and support programs that strengthen our community.

Local Food Drives

We partner with local food banks to fight hunger, sponsoring community drives that help families in need.

Youth Sports Sponsorships

We’re proud to support local youth sports programs, helping kids build teamwork, confidence, and lifelong skills both on and off the field.

Estimate your mortgage

See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

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$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

Steps to Easy Home Buying with Novus

Buying a home can feel overwhelming, but with Novus, you’ll never have to do it alone. Our team combines expertise with genuine care, giving you the confidence to move forward knowing you’re in good hands.

1. Get Pre-Approved

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2. Find your Home

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3. Loan Application

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4. Get Approved

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5. Buy Your Home

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Real Stories from Real Owners

Great work, quick responses and always available when needed!
Cole Victor Ian S.
Winter Haven, FL
January 7, 2026
Overall, I had a great experience from start to finish. Chris went above and beyond to get my loan processed quickly. He was knowledgeable, prompt and personable. Chris explained everything and answered all of my questions. I couldn't of asked for a better experience.
Kristen C.
Sarasota, FL
January 1, 2026
The home buying process when working with Chris and his teams was amazing. It was easier than I expected it to be, and he was very helpful with explaining things to me and making sure I always understood the process I was going through. The app was also extremely helpful to upload documents communicate through and see where I was at in the process. Overall, I am so happy with everything and very grateful for this experience working with them!
Chelsea Raylene P.
Winter Haven, FL
December 29, 2025
The entire team worked well together and was there every step of the way. They answered all kinds of questions we had and were very thorough
Chandavy H.
Lowell, MA
December 23, 2025
On it! Quick response, reliable, and committed. Thanks.
Juan Pablo T.
Bradenton, FL
December 23, 2025
Mary and the whole team were excellent to work with. Very grateful for their hard work and dedication!
Robert W.
Largo, FL
December 22, 2025
Chris and crew were great about answering my questions and concerns.
Michael David C.
Parrish, FL
December 20, 2025
Amazing experience all around! From start finish Chris and his team took the best care of us!
Samuel B.
Parrish, FL
December 17, 2025
I was always able to call and get my questions answered and made this process stress free.
Amanda L.
Cape Coral, FL
December 15, 2025
Chris & his team were very responsive and engaged.
Philip A C.
Bradenton, FL
December 10, 2025
Chris Galli was always very responsive to all our questions and beyond helpful in guiding us through the process.
Birgit E.
Bradenton, FL
December 10, 2025
Working with Chris Galli at Novus Home Mortgage was truly the best experience I’ve ever had in the home-buying process. From start to finish, Chris went above and beyond in every way. His professionalism, knowledge, and commitment to making sure I understood every step made the entire process smooth and stress-free.
Reginald A.
Fort Lauderdale, FL
December 10, 2025
Chris and his team were wonderful with informing us on what we needed to do, providing information and videos for each step of the process, and always keep in contact for us to know what is going on and what is coming next. They worked extremely hard to make sure we closed in a short amount of time, in order for us to move in to our dream home! Thank you all!
Jessica S.
Riverview, FL
August 23, 2022
The support received from you guys is something we’re very thankful for. It was amazing to see how easy everything was for us to get through. As a first time homeowner it was great to have someone explain the documents to us and guide us through each step. It was very helpful to get all our questions answered anytime throughout the day.
Palvi Dharmesh M.
Clearwater, FL
July 19, 2022
Very informative, good communication. Gave us many different options to choose from, always responded.
Michael F.
Placida, FL
July 19, 2022
The support received from you guys is something we’re very thankful for. It was amazing to see how easy everything was for us to get through. As a first time homeowner it was great to have someone explain the documents to us and guide us through each step. It was very helpful to get all our questions answered anytime throughout the day.
Dharmesh M.
Clearwater, FL
July 16, 2022