CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
If you’re looking for someone to guide you through the mortgage maze, let me tell you about my experience with Katy Igarta at Novus Home Mortgage. From the moment I started my journey—moving from sunny Southern California to the bright lights of Las Vegas—Katy was right there, rounding out the dream team with my real estate agent, Darshana Abeita. Katy stuck with me through every twist and turn of my (very long!) two-year process, always ready to answer my endless questions. Not once did I feel pushed or rushed—she made it clear I was more than just another client or commission. We became a little trio, tackling challenges as a team. What blew me away most? Katy helped me transform my less-than-stellar credit score into a badge of honor: 800+ in just twelve months! She’s incredibly smart and detail-oriented, and even though it’s not technically her job, I can’t help but ask her for financial advice—and she always has something insightful to share. I’m a tough customer who expects the best out of everyone, but Katy never let up. She worked tirelessly, stayed on top of every fee, rate, and market shift, and never missed a beat. After thirty years surrounded by real estate pros (I know numbers, trust me), I can honestly say Katy is the most outstanding loan officer I’ve met. I don’t give recommendations lightly, but this one is a no-brainer. I’ll absolutely keep working with Katy for all my future personal and business projects. She’s earned my trust as my go-to financial expert and lender. David Wieseler, MBA CEO of TSR LLC, a Nevada Holding Company
I had the pleasure of working with Katy and her team on my mortgage, and I couldn’t recommend them enough! From start to finish, Katy was attentive, responsive, and truly cared about making the process smooth and stress-free. Every question I had was answered quickly, and I always felt like I was a top priority. Even their Branch manager Nate Atkers, here in Las Vegas and Oregon stepped in plenty of times to keep things in line. Her team is thorough, reliable, and works across many states, which makes them a great choice no matter where you’re located. The only minor challenge was that the processing team works out of a different state, so time zones occasionally caused slight delays—but even then, they were diligent and worked hard to keep everything on track. If you’re looking for a mortgage lender who combines professionalism, responsiveness, and a trustworthy team, Katy is the one to call. I highly encourage anyone considering a mortgage to work with her—you’ll be in great hands!
⭐️⭐️⭐️⭐️⭐️ As first-time homebuyers, we had a million questions—and Katy was there every step of the way with answers, support, and expertise that made this process feel smooth and stress-free. We were originally working with another lender, but something didn’t sit right. We reached out to Katy just to get a second opinion, and we’re so glad we did! She offered to review our loan and immediately pointed out how the deal we were about to accept wasn’t in our best interest. Katy worked her magic and ended up saving us over $500 a month on our mortgage! That’s not just helpful—that’s life-changing. Her professionalism, responsiveness, and ability to explain everything in a way we understood made us feel confident and empowered. If you’re buying a home—especially for the first time—Katy is the person you want in your corner. Thank you, Katy, for going above and beyond!
Working with Katy, has been an absolute pleasure! She is incredibly knowledgeable, professional, and truly cares about her clients' financial well-being. Her expertise in various loan types has been invaluable in helping many of my clients achieve their dream of homeownership. She goes above and beyond to ensure a smooth lending process and always finds the best solutions for buyers. I highly recommend her to anyone looking for a dedicated and skilled lender!
As a real estate professional, I know how crucial it is to have a lender who is responsive, knowledgeable and committed to closing deals smoothly. Working with Katy Igarta is a fantastic experience. We've closed many deals together. She kept both me and my clients informed every step of the way, ensuring a seamless and stress free transaction. Her attention to detail, quick response time and ability to problem-solve made all the difference in getting us to the closing table on time. I highly recommend Katy Igarta to any homebuyers looking for a dedicated and trustworthy mortgage professional and I look foto working together again in the future!
Katy is knowledgeable, efficient, easy to get a hold of. She made my transaction easy. I would highly recommend her.
Great loan officer here in Vegas! Always picks up the phone and knows her stuff.
I had the pleasure of working with Katy as my loan officer, and I can’t recommend her highly enough! From start to finish, she was an absolute professional—patient, thorough, and always willing to explain the details of the process. She made sure I fully understood every step and worked diligently to find the best options for my situation. Katy’s positive attitude and dedication truly set her apart. If you’re looking for a loan officer who is both knowledgeable and genuinely kind, Katy is the one to trust!
Katy Igarta made my loan process smooth, efficient, and stress-free. She handled everything incredibly quickly while clearly explaining each step, leaving me confident and informed. Highly recommend her for reliable and effective loan assistance!
Working with Katy was a Fabulous experience in a stressful process at times, she was very encouraging throughout it all much appreciated