Jonathan Mosca
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
A special thank you to Jonathan and Tory. Thank you both so very much for everything you guys have done for me! I couldn't have done this without you guys!
Jonathan helped me when other places gave me a hard time and made the home that I wanted a reality and I'm so thankful to him for that. Thank you Jonathan! Truly, thank you so very much!
Process was very smooth and expectations were made clear from the start. Work as a loan seeker was not excessive, clearly this was made easier by working with Novus.
Jonathan made the process really easy especially for me as firts time home buyer. Great experience
I am so happy that I was able to work with Jonathan for my mortgage.The process went smoothly and he was pleasant, responsive, professional and kind.
Jonathan was so patient and understanding didn't understand a lot of things but he took his time with me and make sure that I understood whenever I called him he got back to me I have to admit I work really good as a team with him was doing this house if I ever were to buy another house I definitely wish they was Jonathan and I am planning on taking her homeowner classes to come a real estate person and I'm definitely going to work with Jonathan so you have a great person on your team people who first have buying a home don't know a lot about it but he took his time with me and make sure I understood even now when I have questions he's there for me and I appreciate that more than anybody will ever know in this world besides thank you so much
Jonathan fue super confiable durante todo el proceso, contestaba todas mis preguntas y mis dudas y es una persona muy amable. Agradecida siempre!!!
Great working with Jona! I recommend him to all ky friends looking for a lender.
Jonathan made everything completely transparent and easil understood.
Communication and patience.
(Translated by Google) Mr. Mosca worked very hard to help me buy my house. He always kept me informed and helped me with information I didn't understand. He was patient, kind, and respectful. He never gave up on me. (Original) El Sr Mosca trabajo muy duro para que yo lograra comprar mi casa, siempre me mantuvo al tanto de todo, y me ayudó cuando lo necesite con información que yo no entendiera, fue paciente, amable y respetuoso. Nunca sé dió por vencido.
Hizo hasta lo imposible para lograr que yo pudiera tener mi casa, trabajo mucho y me mantuvo siempre informada de todo.
Lo único que tengo para decir son cosas muy buenas sobre Jonathan y su equipo. Super amable, te ayudan en todo el proceso y hacen que te sientas cómoda. Fue mi primera vez comprando una casa y no tengo ninguna queja, al contrario, Jonathan contestaba todas mis preguntas y me explicaba todo con palabras que yo pudiera entender. Si piensas comprar casa o conoces a alguien Jonathan es la persona ideal. Domina el inglés y el español a la perfección y eso es un plus para mi. Gracias Jonathan por caminar conmigo este último mes y hacer mi sueño realidad ❤️
(Translated by Google) I have nothing but wonderful things to say about Jonathan and his team. They're incredibly kind, helpful throughout the entire process, and make you feel completely at ease. It was my first time buying a house, and I have absolutely no complaints. On the contrary, Jonathan answered all my questions and explained everything in terms I could easily understand. If you're thinking of buying a house or know someone who is, Jonathan is the perfect person to contact. He's fluent in both English and Spanish, which is a huge plus for me. Thank you, Jonathan, for being with me this past month and making my dream a reality ❤️ (Original) Lo único que tengo para decir son cosas muy buenas sobre Jonathan y su equipo. Super amable, te ayudan en todo el proceso y hacen que te sientas cómoda. Fue mi primera vez comprando una casa y no tengo ninguna queja, al contrario, Jonathan contestaba todas mis preguntas y me explicaba todo con palabras que yo pudiera entender. Si piensas comprar casa o conoces a alguien Jonathan es la persona ideal. Domina el inglés y el español a la perfección y eso es un plus para mi. Gracias Jonathan por caminar conmigo este último mes y hacer mi sueño realidad ❤️
Jonathan was very helpful and informative during our house searching and purchasing period. Helped us get a very low rate eventually. Glad to have you as our loan agent Jonathan!
Jonathan made the process easy! Great to work with!