Get to Know Jonathan
25+ Years
of experience50 States
One trusted partnerI’ve been helping individuals and families achieve their homeownership goals since 2001. With more than two decades of mortgage experience, I understand that every client’s situation is unique, and I take pride in providing clear guidance, honest communication, and dependable follow-through from application to closing. My approach is rooted in making the mortgage process as smooth and stress-free as possible, whether you’re buying your first home, refinancing, or planning your next move.
Outside of work, I’ve been married to my wife, Lorie, since 2009, and we enjoy traveling, trying new foods, and spending time with family and friends. I’m also an avid golfer and enjoy fishing whenever I can find the time. These experiences keep me grounded and remind me how important home and community truly are.
What I enjoy most about my career is helping clients realize the American dream of homeownership. There’s nothing more rewarding than guiding someone through a major life milestone with confidence and clarity. I’m grateful for the trust my clients place in me and strive to build long-term relationships based on integrity, experience, and results.
Business Hours
| Monday | 8:00 AM CT to 8:00 PM CT |
| Tuesday | 8:00 AM CT to 8:00 PM CT |
| Wednesday | 8:00 AM CT to 8:00 PM CT |
| Thursday | 8:00 AM CT to 8:00 PM CT |
| Friday | 8:00 AM CT to 8:00 PM CT |
| Saturday | 8:00 AM CT to 3:00 PM CT |
| Sunday | 9:00 AM CT to 3:00 PM CT |
Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.
Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Get Pre-Approved
Explore Your Loan Options
Find the Right Home
Apply and Submit Documents
Processing and Underwriting
Closing, Getting Your Keys, And Beyond
Real Stories from Real Owners
A truly unique, very kind and helpful service. I am very grateful for all your help. Thank you and God bless you.
Johnathan is awesome and the process for my loan was fast and very easy to work with john team
Jonathan was easy to work with and made the buying process transparent and understandable.
It was a pleasure collaborating with him. I never felt pressured and all my inquiries were addressed thoroughly.
Can't say enough how great Jonathan is and how easy he made this experience for me
A special thank you to Jonathan and Tory. Thank you both so very much for everything you guys have done for me! I couldn't have done this without you guys!
Jonathan helped me when other places gave me a hard time and made the home that I wanted a reality and I'm so thankful to him for that. Thank you Jonathan! Truly, thank you so very much!
Process was very smooth and expectations were made clear from the start. Work as a loan seeker was not excessive, clearly this was made easier by working with Novus.
Jonathan made the process really easy especially for me as firts time home buyer. Great experience
I am so happy that I was able to work with Jonathan for my mortgage.The process went smoothly and he was pleasant, responsive, professional and kind.
Jonathan was so patient and understanding didn't understand a lot of things but he took his time with me and make sure that I understood whenever I called him he got back to me I have to admit I work really good as a team with him was doing this house if I ever were to buy another house I definitely wish they was Jonathan and I am planning on taking her homeowner classes to come a real estate person and I'm definitely going to work with Jonathan so you have a great person on your team people who first have buying a home don't know a lot about it but he took his time with me and make sure I understood even now when I have questions he's there for me and I appreciate that more than anybody will ever know in this world besides thank you so much
Jonathan fue super confiable durante todo el proceso, contestaba todas mis preguntas y mis dudas y es una persona muy amable. Agradecida siempre!!!
Great working with Jona! I recommend him to all ky friends looking for a lender.
Jonathan made everything completely transparent and easil understood.
Communication and patience.
(Translated by Google) Mr. Mosca worked very hard to help me buy my house. He always kept me informed and helped me with information I didn't understand. He was patient, kind, and respectful. He never gave up on me. (Original) El Sr Mosca trabajo muy duro para que yo lograra comprar mi casa, siempre me mantuvo al tanto de todo, y me ayudó cuando lo necesite con información que yo no entendiera, fue paciente, amable y respetuoso. Nunca sé dió por vencido.