
CUSTOMERS Come First
Whether you dream about purchasing your first home, or third, we are here to help your homeownership dream become a reality—which is why we’ve made buying a home easier than ever with our leading-edge technology, alleviating piles of traditional paperwork.
When you work with Novus Home Mortgage, you can close on your home simply faster with our digital mortgage application process.

Why Homebuyers Love Working with NOVUS
Buying or refinancing a home is a big decision. You deserve straight answers. No jargon. No guesswork. You get clear explanations, real guidance, and consistent updates from pre-approval through closing.
Your goals, budget, and timeline are unique, so your mortgage should be too. Whether you are exploring:
• Conventional financing
• FHA (Federal Housing Administration) loans
• VA (Department of Veterans Affairs) loans
• USDA (United States Department of Agriculture) loans
• Investment property loans
• Second home loans
• Construction loans
• And more!
We help you compare your options and choose a loan that fits your life.
You should never feel like just another name on a list. With Novus, you get a loan officer who truly listens, cares about your goals, and guides you through every step with clarity and support. We blend personal care with smart technology to make your experience easier long after the closing table.

Learn how to Buy Your First Home
Buying a home is a big step — and I’m here to make it easier. I’ll walk you through your options, answer your questions, and help you find the right loan to fit your life and goals.
Our Services
Home Purchase Loans
Refinancing Options
Personalized Consultations
Loan Program Guidance
In Our Community
Our work doesn’t stop at helping families buy homes—we’re committed to strengthening the places we live and work. From sponsoring youth programs to supporting local charities, we’re proud to give back to our community.
Proudly Giving Back
Local Food Drives
Youth Sports Sponsorships
Estimate your mortgage
See estimated monthly payments based on your loan details. Compare scenarios to find what best fits your budget.
Steps to Easy Home Buying with Novus
Buying a home is a major milestone. You deserve a path to homeownership that feels clear and supported at every step. The Novus Path brings together experienced loan officers, innovative technology, and industry-leading knowledge in both traditional and Non-Qualified Mortgage (Non-QM) lending.
Real Stories from Real Owners
My fiancé and I would like to express our sincere gratitude and appreciation to Megan and the entire Schoemann Team at Novus Home Mortgage for making our dream of homeownership a reality. As first-time homebuyers, we knew the process could be overwhelming, but Megan made every step incredibly smooth and stress-free. From our very first conversation through closing day, she consistently demonstrated exceptional professionalism, knowledge, patience, and genuine care. She always took the time to answer our questions, explain each step of the process, and ensure we felt comfortable and confident in every decision we made. Megan's communication was outstanding, and her attention to detail gave us complete confidence that everything was being handled correctly. It was clear that she truly cared about helping us achieve our goal, and she treated us with kindness and respect throughout the entire experience. Because of Megan and the Schoemann Team, purchasing our first home was an exciting and enjoyable experience rather than a stressful one. We feel incredibly fortunate to have had Megan as our loan officer and cannot thank her enough for everything she did for us.
Fantastic experience. The team has now helped us with two loans and each time it couldn't have went smoother. Highly recommend using their services. Super responsive and knowledgeable across the board.
I have now worked with the Schoemann team twice, first time since they are under Novus. Jake, Megan, and Billy are absolutely fantastic. Their communication is top tier, service is excellent, and they made the entire process understandable for us. I will be working with them again.
Jake and the team were so communicative and straightforward throughout the entire process. They always responded promptly and were more than willing to answer any questions we had. They made what could have been a very overwhelming experience feel much less confusing and never made us feel like we were going through it alone. We truly appreciated their support and guidance every step of the way.
Overall a fantastic experience. This is the second time taking a loan out with them and we couldn't be happier. This team is fantastic to work with!
Got house no problem.
As first-time homebuyers, we were nervous about the process, but Megan made everything much easier. She was patient, knowledgeable, and always quick to respond whenever we had questions. She guided us through every step, kept us informed, and worked hard to help us reach closing successfully. We truly appreciated her support, professionalism, and dedication. Having her there with us on closing day made the experience even more special. We highly recommend Megan and her team to anyone looking to buy a home. Thank you for helping us achieve this important milestone!
The team was very kind and available to answer all of my questions!
I have now worked with Jake and the team three times, and every time they have been efficient, educational, and professional. More than that though, they have made what can be a stressful process feel simple and easy. I can’t recommend them enough! Awesome people, awesome service, awesome experience every time!
Working with Jake Schoemann and Megan L was truly an exceptional experience from start to finish. They made what can often be a stressful and overwhelming process feel smooth, clear, and even enjoyable. Their communication was outstanding—always prompt, transparent, and thorough—so we felt confident and informed every step of the way. Jake’s expertise and professionalism really stood out. He took the time to explain all of our options in a way that was easy to understand and made sure we felt comfortable with every decision. Megan was equally amazing—organized, responsive, and incredibly supportive throughout the entire process. Together, they make an incredible team. What impressed us most was how much they genuinely cared. We never felt like “just another client”—they went above and beyond to make sure everything stayed on track and that we had the best possible outcome. I would highly recommend Jake and Megan to anyone looking for a knowledgeable, trustworthy, and truly dedicated mortgage team. We are so grateful for their help and couldn’t have asked for a better experience!
Jake is very kind, knowledgeable , and goes above and beyond to help make sure all questions are answered.
Working with Jake Schoemann and Megan L was truly an exceptional experience from start to finish. They made what can often be a stressful and overwhelming process feel smooth, clear, and even enjoyable. Their communication was outstanding—always prompt, transparent, and thorough—so we felt confident and informed every step of the way. Jake’s expertise and professionalism really stood out. He took the time to explain all of our options in a way that was easy to understand and made sure we felt comfortable with every decision. Megan was equally amazing—organized, responsive, and incredibly supportive throughout the entire process. Together, they make an incredible team. What impressed us most was how much they genuinely cared. We never felt like “just another client”—they went above and beyond to make sure everything stayed on track and that we had the best possible outcome. I would highly recommend Jake and Megan to anyone looking for a knowledgeable, trustworthy, and truly dedicated mortgage team. We are so grateful for their help and couldn’t have asked for a better experience!
Megan and Billy were fantastic to work with! Answered all our questions quickly and succinctly. We never really worked with Jake. We appreciate all the help with our lending!
Lots of pertinent and quick information and wilingness to answer questions.
Megan was amazing with her communication and transpancy on the processing of our loan
I was able to reach out to Jake and his team a few times over the last few months to ask if it was a good time for me to refinace. They replied quickly and when it was finally a good time they made the process quick and easy! When I had questions Jenna was always understanding and would answer them promptly. Not knowing all the loan lingo and options can be daunting, but she walked me through the process and laid everything out in a well organized and easy to understand mannor. The icing on the cake was them working to get us a rate protection plan that just came out to save us even more on closing, even though we would have gone through with the refinance without it. It's the little things and the extra effort they put in that makes me glad I work with them!