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Trace Hawthorne

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Trace Hawthorne

Loan Officer

NMLS #876516


Hudson, Wisconsin, null

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After more than 27 years of making housing dreams come true, it’s about the people, not the numbers. Whether it is the first house, the second home, or the investment four-unit property, they are all important parts of your life. During this journey I have met so many fun people and have seen their families grow and move on.

In addition to mortgage lending, I have held my Minnesota Real Estate Sales License for over six years. Well versed in all parts of the transaction, I can bring a huge benefit to all parties in your transaction, and I respect each parties role. I specialize in VA, FHA, USDA, Conventional, fixed and ARM products, as well as helping with your new construction needs. We have one of the best “back rooms” in the business and I am extremely proud to be associated with Novus Home Mortgage.

Let me and my team be your “go to” source for your home mortgage needs.

Our Why

No matter where you’ve been, there really is no place like home. And for most of us, homeownership is a huge part of the American Dream. Whether you dream about owning your first home or your third, we want your dream to become a reality—which is why we’ve made buying a home easier than ever.

Our How

We have experienced loan officers, sure to make the process easier for you. We also use the latest technologies to remove or diminish the typical paperwork and speed up the process. Plus, we guarantee we’ll close your loan on time. In short, we’ve created a smarter, simpler way to get a mortgage.

Loan Programs

Novus Home Mortgage, a division of Ixonia Bank, offers the most diverse set of loan products in the industry. No matter what situation you may face, we set you up for one thing: to help a family get into a home.

Novus Home Mortgage has the product mix for every customer.


  • FHA 580 FICO
  • FHA Standard
  • FHA High Balance
  • FHA 203k Streamlines
  • USDA
  • VA Purchase
  • FHA No Down Payment

Niche Programs

  • ITIN
  • Fresh Start
  • Bank Statement
  • Homeowner Access
  • Foreign National
  • Non-Warrantable Condo
  • Non-Prime
  • Portfolio Select
  • Doctor Loan Program
  • Jumbo Loans


  • Direct Freddie Mac
  • Direct Fannie Mae
  • Fannie DU Refinance Plus
  • Freddie Open Access
  • Fannie Homestyle
  • Fannie Mae Home Ready
  • Freddie Your Path
  • Ginnie Mae

Make your dream a reality

Get pre-approved online in under 20 minutes.

20935 Swenson Dr. Ste. 420, Waukesha, WI 53186

Toll Free (844) 337-2548.

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Equal Housing Lender. Novus Home Mortgage is a division of Ixonia Bank, NMLS #423065.

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