Tony Apicella
Simple. Digital. Smart.
Tony Apicella has been in the banking, residential, and commercial lending industry for over 20 years. Most recently, Tony led teams of commercial lenders and retail branch managers for a regional bank throughout Florida. Tony's customers benefit from his attention to detail, excellent communication skills, and superior customer service.
Tony attended Rollins College earning his Bachelor's Degree and later completed his MBA at Crummer Graduate School of Business. He is active with New Hope for Kids Foundation and Seminole County Chamber of Commerce. While not at work, Tony enjoys spending time with his family swimming, playing tennis, and staying active.
Tony looks forward to working with his customers to finance their homes and investment properties nationwide. Call him today and let him work for you!
Our Why
No matter where you’ve been, there really is no place like home. And for most of us, homeownership is a huge part of the American Dream. Whether you dream about owning your first home or your third, we want your dream to become a reality—which is why we’ve made buying a home easier than ever.
Our How
We have experienced loan officers, sure to make the process easier for you. We also use the latest technologies to remove or diminish the typical paperwork and speed up the process. Plus, we guarantee we’ll close your loan on time. In short, we’ve created a smarter, simpler way to get a mortgage.
Loan Programs
Novus Home Mortgage, a division of Ixonia Bank, offers the most diverse set of loan products in the industry. No matter what situation you may face, we set you up for one thing: to help a family get into a home.
Novus Home Mortgage has the product mix for every customer.
Government
- FHA 580 FICO
- FHA Standard
- FHA No FICO
- FHA High Balance
- FHA 203k Streamlines
- USDA
- VA IRRRLs
- VA Purchase
- FHA No Down Payment
Niche Programs
- ITIN
- Fresh Start
- Bank Statement
- Homeowner Access
- Foreign National
- Non-Warrantable Condo
- Non-Prime
- Portfolio Select
- Doctor Loan Program
- Jumbo Loans
Conforming
- Direct Freddie Mac
- Direct Fannie Mae
- Fannie DU Refinance Plus
- Freddie Open Access
- Fannie Homestyle
- Fannie Mae Home Ready
- Freddie Your Path
- Ginnie Mae