Patrick Hastings
Simple. Digital. Smart.
Patrick has been in the mortgage business for over 7 years. In that time, he has discovered a passion for helping fellow Americans achieve and maintain the dream of home ownership. He has a wealth of knowledge specializing in Conventional, VA, and FHA loan programs. His dedication to ensuring every client is given the best service is a testament to the virtues he gained throughout his life.
The greatest moments for him occurred when his daughter and son were born. As a devoted husband and father he is complete; for family, faith, and love for his country are what drive him to be successful.
Our Why
No matter where you’ve been, there really is no place like home. And for most of us, homeownership is a huge part of the American Dream. Whether you dream about owning your first home or your third, we want your dream to become a reality—which is why we’ve made buying a home easier than ever.
Our How
We have experienced loan officers, sure to make the process easier for you. We also use the latest technologies to remove or diminish the typical paperwork and speed up the process. Plus, we guarantee we’ll close your loan on time. In short, we’ve created a smarter, simpler way to get a mortgage.
Loan Programs
Novus Home Mortgage, a division of Ixonia Bank, offers the most diverse set of loan products in the industry. No matter what situation you may face, we set you up for one thing: to help a family get into a home.
Novus Home Mortgage has the product mix for every customer.
Government
- FHA 580 FICO
- FHA Standard
- FHA No FICO
- FHA High Balance
- FHA 203k Streamlines
- USDA
- VA IRRRLs
- VA Purchase
- FHA No Down Payment
Niche Programs
- ITIN
- Fresh Start
- Bank Statement
- Homeowner Access
- Foreign National
- Non-Warrantable Condo
- Non-Prime
- Portfolio Select
- Doctor Loan Program
- Jumbo Loans
Conforming
- Direct Freddie Mac
- Direct Fannie Mae
- Fannie DU Refinance Plus
- Freddie Open Access
- Fannie Homestyle
- Fannie Mae Home Ready
- Freddie Your Path
- Ginnie Mae