Michael Neider
Simple. Digital. Smart.
For over a decade I have counseled thousands of families on how to purchase and refinance their homes. A considerable portion of my business comes from repeat clients, client referrals, and realtor referrals.
As you may know, the mortgage industry has changed immensely. How do you know who will best help you through this process with honesty and integrity? My repeat customers say that my attention to detail made simple and complex transactions effortless, and they appreciated my honest and straightforward approach. In addition, I will help you discover how your mortgage can be a valuable financial tool which can provide your family with security and wealth!
Now, more than ever, you need a family-oriented mortgage specialist who will work in your best interest when you make one of the biggest decisions of your life.
Our Why
No matter where you’ve been, there really is no place like home. And for most of us, homeownership is a huge part of the American Dream. Whether you dream about owning your first home or your third, we want your dream to become a reality—which is why we’ve made buying a home easier than ever.
Our How
We have experienced loan officers, sure to make the process easier for you. We also use the latest technologies to remove or diminish the typical paperwork and speed up the process. Plus, we guarantee we’ll close your loan on time. In short, we’ve created a smarter, simpler way to get a mortgage.
Loan Programs
Novus Home Mortgage, a division of Ixonia Bank, offers the most diverse set of loan products in the industry. No matter what situation you may face, we set you up for one thing: to help a family get into a home.
Novus Home Mortgage has the product mix for every customer.
Government
- FHA 580 FICO
- FHA Standard
- FHA No FICO
- FHA High Balance
- FHA 203k Streamlines
- USDA
- VA IRRRLs
- VA Purchase
- FHA No Down Payment
Niche Programs
- ITIN
- Fresh Start
- Bank Statement
- Homeowner Access
- Foreign National
- Non-Warrantable Condo
- Non-Prime
- Portfolio Select
- Doctor Loan Program
- Jumbo Loans
Conforming
- Direct Freddie Mac
- Direct Fannie Mae
- Fannie DU Refinance Plus
- Freddie Open Access
- Fannie Homestyle
- Fannie Mae Home Ready
- Freddie Your Path
- Ginnie Mae