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Michael Heus

Apply with Michael

Simple. Digital. Smart.

Michael Heus

Loan Officer

NMLS #1210453

614-695-4553

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Michael's App

With over 7 years of mortgage lending experience, Michael has enjoyed helping hundreds of clients achieve their mortgage goals. Whether it be a new home purchase, rate-term reduction, or cash-out, Michael's goal is to provide excellent customer service and communication throughout the process. Michael aims to provide the absolute lowest rates and cost possible, which results in a great experience for every client. Michael keeps his client's goals at the forefront throughout the entire process. In his free time, Michael enjoys staying active by golfing, playing baseball, attending live music, and travelling. Michael is also an active real-estate investor.

Our Why

No matter where you’ve been, there really is no place like home. And for most of us, homeownership is a huge part of the American Dream. Whether you dream about owning your first home or your third, we want your dream to become a reality—which is why we’ve made buying a home easier than ever.

Our How

We have experienced loan officers, sure to make the process easier for you. We also use the latest technologies to remove or diminish the typical paperwork and speed up the process. Plus, we guarantee we’ll close your loan on time. In short, we’ve created a smarter, simpler way to get a mortgage.

Loan Programs

Novus Home Mortgage, a division of Ixonia Bank, offers the most diverse set of loan products in the industry. No matter what situation you may face, we set you up for one thing: to help a family get into a home.

Novus Home Mortgage has the product mix for every customer.

Government

  • FHA 580 FICO
  • FHA Standard
  • FHA No FICO
  • FHA High Balance
  • FHA 203k Streamlines
  • USDA
  • VA IRRRLs
  • VA Purchase
  • FHA No Down Payment

Niche Programs

  • ITIN
  • Fresh Start
  • Bank Statement
  • Homeowner Access
  • Foreign National
  • Non-Warrantable Condo
  • Non-Prime
  • Portfolio Select
  • Doctor Loan Program
  • Jumbo Loans

Conforming

  • Direct Freddie Mac
  • Direct Fannie Mae
  • Fannie DU Refinance Plus
  • Freddie Open Access
  • Fannie Homestyle
  • Fannie Mae Home Ready
  • Freddie Your Path
  • Ginnie Mae

Make your dream a reality

Get pre-approved online in under 20 minutes.

20935 Swenson Dr. Ste. 420, Waukesha, WI 53186

Toll Free (844) 337-2548.

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Equal Housing Lender. Novus Home Mortgage is a division of Ixonia Bank, NMLS #423065.

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