Joe Duran
Simple. Digital. Smart.
My career in finance started in 1986. During my 34 years in the industry, I spent time as an underwriter before moving into the mortgage broker arena. I work with a wide variety of lending products. FHA, VA, Conventional, and Rural Development loans are among the top of the list.
Referrals are the greatest compliment I can receive, and I rely on them to stay in business. My mission is to give unparalleled service to each client I serve so when their friends or family need help with a mortgage, my name is the only name that comes to mind. Most of all, I love a challenge.
I grew up in South Minneapolis and moved to Western Wisconsin in 2000. My wife, two children and I love the natural beauty of the area and the down-to-earth people who live here.
I love spending time with my family, but I also am an avid outdoorsman.
Our Why
No matter where you’ve been, there really is no place like home. And for most of us, homeownership is a huge part of the American Dream. Whether you dream about owning your first home or your third, we want your dream to become a reality—which is why we’ve made buying a home easier than ever.
Our How
We have experienced loan officers, sure to make the process easier for you. We also use the latest technologies to remove or diminish the typical paperwork and speed up the process. Plus, we guarantee we’ll close your loan on time. In short, we’ve created a smarter, simpler way to get a mortgage.
Loan Programs
Novus Home Mortgage, a division of Ixonia Bank, offers the most diverse set of loan products in the industry. No matter what situation you may face, we set you up for one thing: to help a family get into a home.
Novus Home Mortgage has the product mix for every customer.
Government
- FHA 580 FICO
- FHA Standard
- FHA No FICO
- FHA High Balance
- FHA 203k Streamlines
- USDA
- VA IRRRLs
- VA Purchase
- FHA No Down Payment
Niche Programs
- ITIN
- Fresh Start
- Bank Statement
- Homeowner Access
- Foreign National
- Non-Warrantable Condo
- Non-Prime
- Portfolio Select
- Doctor Loan Program
- Jumbo Loans
Conforming
- Direct Freddie Mac
- Direct Fannie Mae
- Fannie DU Refinance Plus
- Freddie Open Access
- Fannie Homestyle
- Fannie Mae Home Ready
- Freddie Your Path
- Ginnie Mae