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Chad Carter

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Chad Carter

Branch Manager

NMLS #160415

317-796-7696

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I have been in the Mortgage Industry for over 25 years, gaining knowledge and expertise to better assist and ensure a smooth process from origination through the closing of your loan.

Novus Home Mortgage has a highly competitive pricing structure, offers a comprehensive list of loan programs, and I am second to none in my dedication to guiding you through the home buying or refinancing process.

I’m committed to providing ideal financing options to homebuyers and homeowners.  Whether purchasing a new home, investing in real estate, or refinancing a home, I will make certain to provide all options to help choose the best solution for your unique situation.

Our Why

No matter where you’ve been, there really is no place like home. And for most of us, homeownership is a huge part of the American Dream. Whether you dream about owning your first home or your third, we want your dream to become a reality—which is why we’ve made buying a home easier than ever.

Our How

We have experienced loan officers, sure to make the process easier for you. We also use the latest technologies to remove or diminish the typical paperwork and speed up the process. Plus, we guarantee we’ll close your loan on time. In short, we’ve created a smarter, simpler way to get a mortgage.

Loan Programs

Novus Home Mortgage, a division of Ixonia Bank, offers the most diverse set of loan products in the industry. No matter what situation you may face, we set you up for one thing: to help a family get into a home.

Novus Home Mortgage has the product mix for every customer.

Government

  • FHA 580 FICO
  • FHA Standard
  • FHA No FICO
  • FHA High Balance
  • FHA 203k Streamlines
  • USDA
  • VA IRRRLs
  • VA Purchase
  • FHA No Down Payment

Niche Programs

  • ITIN
  • Fresh Start
  • Bank Statement
  • Homeowner Access
  • Foreign National
  • Non-Warrantable Condo
  • Non-Prime
  • Portfolio Select
  • Doctor Loan Program
  • Jumbo Loans

Conforming

  • Direct Freddie Mac
  • Direct Fannie Mae
  • Fannie DU Refinance Plus
  • Freddie Open Access
  • Fannie Homestyle
  • Fannie Mae Home Ready
  • Freddie Your Path
  • Ginnie Mae

Make your dream a reality

Get pre-approved online in under 20 minutes.

20935 Swenson Dr. Ste. 420, Waukesha, WI 53186

Toll Free (844) 337-2548.

Services
LoansLoan OfficersManage Loan

Equal Housing Lender. Novus Home Mortgage is a division of Ixonia Bank, NMLS #423065.

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