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Sandra Lucas Headshot

Sandra Lucas

Loan Officer/Loan Officer Assistant

Sarasota
NMLS # 475651
7247 Delainey Court
Sarasota, FL 34240

About Sandra

With 28 years of mortgage experience, Sandra is dedicated to making the home financing experience a pleasant one. She understands the complexities of purchasing or refinancing a home and uses that information to help clients find the loan product that is best for their situation.

Exceptional communication is the cornerstone of a successful relationship. You can count on Sandra to provide you accurate information, on a schedule and in a manner that suits you best. Her mission isn't done until you are completely happy in your new home. The vision is to make every customer a customer for life. You can depend on Sandra to always represent you with your interests in mind and make the best deal as if you were family.

Sandra just recently relocated to the beautiful Florida gulf coast and is enjoying the lifestyle as well as the many new relationships she has made in the area.

Sandra is the proud mom of Kyle and daughter in law Beth, and her daughter Elise. When not working, Sandra enjoys taking advantage of the warm weather, attending live music events and meeting friends.

Loans Offered

Novus Home Mortgage, a division of Ixonia Bank, offers the most diverse set of loan products in the industry. No matter what situation you may face, we set you up for one thing: to help a family get into a home. Novus Home Mortgage has the product mix for every customer.  

Open AllClose All
Conventional
  • Direct Freddie Mac
  • FNMA Direct
  • Freddie Home Possible
  • Fannie Mae HomeReady
  • Aggregators and Minimum FICO 620
Government
  • FICO 620
  • FHA Purchase & Streamline
  • FHA Standard
  • VA Standard
  • FHA High Balance
  • VA High Balance
  • USDA
  • VA Purchase & IRRL
  • Jumbo
  • Fixed Loan Programs
Jumbo Loan Investors
  • Chase
  • Pen Fed
  • TIAA
  • US Bank
  • Bayview

Happy woman sitting at a table with a laptop

Loan Officers

Our dedicated team of loan officers works to create a streamlined process from application to closing. Loan officers are committed to understanding a customer’s long-term and short-term goals, and they will create a lending experience designed specifically for you.

Meet THE TEAM

The dedicated team of support staff works to create a streamlined process from application to closing. They are committed to understanding a customer’s long-term and short-term goals, and they will create a lending experience designed specifically for you.

SIMPLE. DIGITAL. OUR 5-STEP LOAN PROCESS.

Make your homeownership dreams a reality when you work with our experienced loan officers. Follow our step-by-step guide from your loan pre-approval, home search with your realtor, home appraisal, and insurance process to your mortgage close. These 5-steps layout the mortgage loan process to owning your new home and opening the door to a new world of possibilities.

Don't Just Take Our Word For It.

Questions? Ask Sandra!

NMLS # 475651
Sarasota, FL 34240

Get Started With Sandra Lucas

Sandra Lucas Headshot

With 28 years of mortgage experience, Sandra is dedicated to making the home financing experience a pleasant one. She understands the complexities of purchasing or refinancing a home and uses that information to help clients find the loan product that is best for their situation.

Exceptional communication is the cornerstone of a successful relationship. You can count on Sandra to provide you accurate information, on a schedule and in a manner that suits you best. Her mission isn't done until you are completely happy in your new home. The vision is to make every customer a customer for life. You can depend on Sandra to always represent you with your interests in mind and make the best deal as if you were family.

Sandra just recently relocated to the beautiful Florida gulf coast and is enjoying the lifestyle as well as the many new relationships she has made in the area.

Sandra is the proud mom of Kyle and daughter in law Beth, and her daughter Elise. When not working, Sandra enjoys taking advantage of the warm weather, attending live music events and meeting friends.

Have Questions?
WE Have Answers.

  (844) 337-2548
  info@novushomemortgage.com