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Joe Fowler Headshot

Joe Fowler

Branch Manager

NMLS # 385997
515 NE 25th Ave
Ocala, FL 34470

About Joe

Joe Fowler joined Novus Home Mortgage in early 2021. Born and raised in Ocala, located in the heart of Central Florida, he has been involved in the local real estate industry for the last 20 plus years.

Joe has extensive experience as a producing branch manager and mortgage loan originator, helping families purchase homes with USDA, FHA, VA, & Conventional home loan products. He is also considered an expert in USDA loan origination. He was recognized by the 2012 Scottsman guide as the top USDA loan originator in the state of Florida and #16 nationwide on overall USDA volume.

Joe is an active real estate investor, developer, and rental property owner, and he oversees over 40 rental properties. His development company has successfully built and sold over 300 homes in Marion and Citrus county since 2017, showing his dedication to building community relationships.

The advantage of working with Joe is his vast knowledge of Florida's local real estate industry. His experience is what drives him to create a pleasant, smooth, and seamless transaction for you. He was in business long before the economic crisis in 2007/2008 and one of the very few that was able to continue originating loans in the Ocala area.

The Joe Fowler Team has been successfully making the dream of home ownership come true for thousands of families, and would love nothing more than to make that dream a reality for you and your family. Put the Trusted Joe Fowler Team to work for you on your next new home experience.

Loans Offered

Novus Home Mortgage, a division of Ixonia Bank, offers the most diverse set of loan products in the industry. No matter what situation you may face, we set you up for one thing: to help a family get into a home. Novus Home Mortgage has the product mix for every customer.  

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Conventional
  • Direct Freddie Mac
  • FNMA Direct
  • Freddie Home Possible
  • Fannie Mae HomeReady
  • Aggregators and Minimum FICO 620
Government
  • FICO 620
  • FHA Purchase and Streamline
  • FHA Standard
  • VA Standard
  • FHA High Balance
  • VA High Balance
  • USDA
  • VA Purchase & IRRL
  • Jumbo
  • Fixed Loan Programs
Government Loan Investors
  • Chase
  • Pen Fed
  • TIAA
  • US Bank

Happy woman sitting at a table with a laptop

Loan Officers

Our dedicated team of loan officers works to create a streamlined process from application to closing. Loan officers are committed to understanding a customer’s long-term and short-term goals, and they will create a lending experience designed specifically for you.

Meet THE TEAM

The dedicated team of support staff works to create a streamlined process from application to closing. They are committed to understanding a customer’s long-term and short-term goals, and they will create a lending experience designed specifically for you.

SIMPLE. DIGITAL. OUR 5-STEP LOAN PROCESS.

Make your homeownership dreams a reality when you work with our experienced loan officers. Follow our step-by-step guide from your loan pre-approval, home search with your realtor, home appraisal, and insurance process to your mortgage close. These 5-steps layout the mortgage loan process to owning your new home and opening the door to a new world of possibilities.

Don't Just Take Our Word For It.

Questions? Ask Joe!

NMLS # 385997
Ocala, FL 34470

Get Started With Joe Fowler

Joe Fowler Headshot

Joe Fowler joined Novus Home Mortgage in early 2021. Born and raised in Ocala, located in the heart of Central Florida, he has been involved in the local real estate industry for the last 20 plus years.

Joe has extensive experience as a producing branch manager and mortgage loan originator, helping families purchase homes with USDA, FHA, VA, & Conventional home loan products. He is also considered an expert in USDA loan origination. He was recognized by the 2012 Scottsman guide as the top USDA loan originator in the state of Florida and #16 nationwide on overall USDA volume.

Joe is an active real estate investor, developer, and rental property owner, and he oversees over 40 rental properties. His development company has successfully built and sold over 300 homes in Marion and Citrus county since 2017, showing his dedication to building community relationships.

The advantage of working with Joe is his vast knowledge of Florida's local real estate industry. His experience is what drives him to create a pleasant, smooth, and seamless transaction for you. He was in business long before the economic crisis in 2007/2008 and one of the very few that was able to continue originating loans in the Ocala area.

The Joe Fowler Team has been successfully making the dream of home ownership come true for thousands of families, and would love nothing more than to make that dream a reality for you and your family. Put the Trusted Joe Fowler Team to work for you on your next new home experience.

Have Questions?
WE Have Answers.

  (844) 337-2548
  info@novushomemortgage.com