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Chad Carter Headshot

Chad Carter

Branch Manager

Indianapolis
NMLS # 160415
9775 Crosspoint Blvd, Suite 103
Indianapolis, IN 46256

About Chad

I have been in the Mortgage Industry for over 25 years, gaining knowledge and expertise to better assist and ensure a smooth process from origination through the closing of your loan.

Novus Home Mortgage has a highly competitive pricing structure, offers a comprehensive list of loan programs, and I am second to none in my dedication to guiding you through the home buying or refinancing process.

I’m committed to providing ideal financing options to homebuyers and homeowners.  Whether purchasing a new home, investing in real estate, or refinancing a home, I will make certain to provide all options to help choose the best solution for your unique situation.

Loans Offered

Novus Home Mortgage, a division of Ixonia Bank, offers the most diverse set of loan products in the industry. No matter what situation you may face, we set you up for one thing: to help a family get into a home. Novus Home Mortgage has the product mix for every customer.  

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Conventional
  • Direct Freddie Mac
  • FNMA Direct
  • Freddie Home Possible
  • Fannie Mae HomeReady
  • Aggregators and Minimum FICO 620
Government
  • FICO 620
  • FHA Purchase & Streamline
  • FHA Standard
  • VA Standard
  • FHA High Balance
  • VA High Balance
  • USDA
  • VA Purchase & IRRL
  • Jumbo
  • Fixed Loan Programs
Jumbo Loan Investors
  • Chase
  • Pen Fed
  • TIAA
  • US Bank
  • Bayview

Happy woman sitting at a table with a laptop

Loan Officers

Our dedicated team of loan officers works to create a streamlined process from application to closing. Loan officers are committed to understanding a customer’s long-term and short-term goals, and they will create a lending experience designed specifically for you.

Meet THE TEAM

The dedicated team of support staff works to create a streamlined process from application to closing. They are committed to understanding a customer’s long-term and short-term goals, and they will create a lending experience designed specifically for you.

SIMPLE. DIGITAL. OUR 5-STEP LOAN PROCESS.

Make your homeownership dreams a reality when you work with our experienced loan officers. Follow our step-by-step guide from your loan pre-approval, home search with your realtor, home appraisal, and insurance process to your mortgage close. These 5-steps layout the mortgage loan process to owning your new home and opening the door to a new world of possibilities.

Don't Just Take Our Word For It.

Questions? Ask Chad!

NMLS # 160415
Indianapolis, IN 46256

Get Started With Chad Carter

Chad Carter Headshot

I have been in the Mortgage Industry for over 25 years, gaining knowledge and expertise to better assist and ensure a smooth process from origination through the closing of your loan.

Novus Home Mortgage has a highly competitive pricing structure, offers a comprehensive list of loan programs, and I am second to none in my dedication to guiding you through the home buying or refinancing process.

I’m committed to providing ideal financing options to homebuyers and homeowners.  Whether purchasing a new home, investing in real estate, or refinancing a home, I will make certain to provide all options to help choose the best solution for your unique situation.

Have Questions?
WE Have Answers.

  (844) 337-2548
  info@novushomemortgage.com